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aggregate . The umbrella policy shall provide excess coverage over the <br /> Auto Liability Policy , General Liability Policy , and the Employer' s Liability <br /> Section of the Workers ' Compensation Policy . Volunteers and employees <br /> shall be included as insureds . <br /> F . The Department shall maintain Property Insurance protecting against the <br /> risk of direct physical loss or damage . The policy covering the building <br /> shall be written on a Guaranteed Replacement Cost Basis , with coverage . <br /> included for Building Ordinance , Flood , and Earthquake . Coverage shall <br /> include Commandeered Property in the amount of two - hundred fifty <br /> thousand dollars ( $ 250 , 000 ) . Contents coverage shall be provided on a <br /> replacement cost basis . Coinsurance penalties shall not apply . <br /> G . Portable Equipment Coverage shall be provided protecting against the risk <br /> of direct physical loss or damage , including electrical surges . Coverage <br /> shall be provided on a Guaranteed Replacement Cost Basis . <br /> H . The Automobile Liability Policy , General Liability Policy , Umbrella Liability <br /> Policy and Management Liability Policy shall name the County as an <br /> additional insured . The Department shall furnish the County with <br /> Certificates of Insurance showing the type of policy , limits of liability , name <br /> of insurance companies , policy numbers , effective dates and expiration <br /> dates of policies . <br /> I . Workers ' Compensation Insurance covering all volunteers and salaries <br /> firefighters meeting statutory limits in compliance with applicable State and <br /> Federal Laws . <br /> J . Each policy shall also contain a ten ( 10 ) day notice to the County in the <br /> event of cancellation or modification of any stipulated insurance coverage . <br /> 19 . In connection with the performance of this Agreement , the Fire Department agrees <br /> not to discriminate against any employee , member , or applicant for employment or <br /> membership because of race , color , national origin , religion , creed , ethnicity , sex , <br /> sexual orientation , age , disability , political affiliation , and Vietnam - Era or disabled <br /> veteran status . Employees , members and applicants must be competent and <br /> capable to perform the requirements of the job . The Fire Department agrees to take <br /> all reasonable measures to insure that applicants are employed , and that employees <br /> are treated appropriately , during their employment , without regard to their race , color , <br /> national origin , religion , creed , ethnicity , sex , sexual orientation , age , disability , <br /> political affiliation , and Vietnam - Era or disabled veteran status . <br /> 20 . Term . This Agreement shall continue for a term of five ( 5 ) years unless terminated <br /> as hereinafter provided . This Agreement may be renewed for two additional five - <br /> year terms upon mutual agreement of the Parties . The Parties shall acknowledge <br /> their intent to renew this Agreement for an additional five year term in a writing <br /> signed by both Parties no later than six month before the end of the Term . Either <br /> Party may terminate this Agreement effective at the end of any fiscal year by giving <br /> the other Party notice at least one ( 1 ) year in advance of the end of the fiscal year <br /> that the Agreement is to terminate . <br /> 7 <br />