Orange County NC Website
DocuSign Envelope ID: B4147DBA-A745-4301-8830-4D6AA065FFFF <br /> (1) Other than collision only if the Declarations indicate that Comprehensive Coverage is provided for any covered <br /> "auto"; <br /> (2) Specified Causes Of Loss only if the Declarations indicate that Specified Causes Of Loss Coverage is provided <br /> for any covered "auto"; or <br /> (3) Collision only if the Declarations indicate that Collision Coverage is provided for any covered "auto". <br /> However, the most we will pay for any expenses for loss of use is $100 per day, to a maximum of$3000. <br /> I. Personal Effects Coverage <br /> The following is added to the Coverage Provision of the Physical Damage Coverage Section: <br /> Personal Effects Coverage <br /> a. We will pay up to$750 for"loss"to personal effects which are: <br /> (1) Personal property owned by an "insured"; and <br /> (2) In or on a covered "auto". <br /> b. Subject to Paragraph a. above, the amount to be paid for"loss" to personal effects will be based on the lesser of: <br /> (1) The reasonable cost to replace; or <br /> (2) The actual cash value. <br /> c. The coverage provided in Paragraphs a. and b. above, only applies in the event of a total theft of a covered <br /> "auto". No deductible applies to this coverage. However, we will not pay for 'loss" to personal effects of any of <br /> the following: <br /> (1) Accounts, bills, currency, deeds, evidence of debt, money, notes, securities, or commercial paper or other <br /> documents of value. <br /> (2) Bullion, gold, silver, platinum, or other precious alloys or metals; furs or fur garments; jewelry, watches, <br /> precious or semi-precious stones. <br /> (3) Paintings, statuary and other works of art. <br /> (4) Contraband or property in the course of illegal transportation or trade. <br /> (5) Tapes, records, discs or other similar devices used with audio, visual or data electronic equipment. <br /> Any coverage provided by this Provision is excess over any other insurance coverage available for the same 'loss". <br /> J. Tapes, Records and Discs Coverage <br /> 1. The Exclusion in Paragraph 13.4.a. of Section III — Physical Damage Coverage in the Business Auto Coverage <br /> Form and the Exclusion in Paragraph 13.2.c. of Section IV — Physical Damage Coverage in the Motor Carrier <br /> Coverage Form does not apply. <br /> 2. The following is added to Paragraph 1.a. Comprehensive Coverage under the Coverage Provision of the <br /> Physical Damage Coverage Section: <br /> We will pay for 'loss" to tapes, records, discs or other similar devices used with audio, visual or data electronic <br /> equipment. We will pay only if the tapes, records, discs or other similar audio, visual or data electronic devices: <br /> (a) Are the property of an "insured"; and <br /> (b) Are in a covered "auto" at the time of"loss". <br /> The most we will pay for such "loss" to tapes, records, discs or other similar devices is $500. The Physical <br /> Damage Coverage Deductible Provision does not apply to such 'loss". <br /> U-CA-424-F CW(04-14) <br /> Page 3 of 6 <br /> Includes copyrighted material of Insurance Services Office, Inc.,with its permission. <br />