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DocuSign Envelope ID: B4147DBA-A745-4301-8830-4D6AA065FFFF <br /> Coverage Extension Endorsement ZURICH <br /> Policy No. Eff.Date of Pol. Exp.Date of Pol. Eff.Date of End. Producer No. AWL Prem Return Prem. <br /> 8343872-23 04/01/2019 04/01/2020 04/01/2019 80062000 INCL <br /> THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br /> This endorsement modifies insurance provided under the: <br /> Business Auto Coverage Form <br /> Motor Carrier Coverage Form <br /> A. Amended Who Is An Insured <br /> 1. The following is added to the Who Is An Insured Provision in Section II —Covered Autos Liability Coverage: <br /> The following are also "insureds": <br /> a. Any "employee" of yours is an "insured" while using a covered "auto" you don't own, hire or borrow for acts <br /> performed within the scope of employment by you. Any "employee" of yours is also an "insured" while <br /> operating an "auto" hired or rented under a contract or agreement in an "employee's" name, with your <br /> permission, while performing duties related to the conduct of your business. <br /> b. Anyone volunteering services to you is an "insured" while using a covered "auto" you don't own, hire or <br /> borrow to transport your clients or other persons in activities necessary to your business. <br /> c. Anyone else who furnishes an "auto" referenced in Paragraphs A.1.a. and A.1.b. in this endorsement. <br /> d. Where and to the extent permitted by law, any person(s) or organization(s)where required by written contract <br /> or written agreement with you executed prior to any "accident", including those person(s) or organization(s) <br /> directing your work pursuant to such written contract or written agreement with you, provided the "accident" <br /> arises out of operations governed by such contract or agreement and only up to the limits required in the <br /> written contract or written agreement, or the Limits of Insurance shown in the Declarations, whichever is less. <br /> 2. The following is added to the Other Insurance Condition in the Business Auto Coverage Form and the Other <br /> Insurance—Primary and Excess Insurance Provisions Condition in the Motor Carrier Coverage Form: <br /> Coverage for any person(s) or organization(s), where required by written contract or written agreement with you <br /> executed prior to any "accident", will apply on a primary and non-contributory basis and any insurance maintained <br /> by the additional "insured" will apply on an excess basis. However, in no event will this coverage extend beyond <br /> the terms and conditions of the Coverage Form. <br /> B. Amendment—Supplementary Payments <br /> Paragraphs a.(2) and a.(4) of the Coverage Extensions Provision in Section II — Covered Autos Liability <br /> Coverage are replaced by the following: <br /> (2) Up to $5,000 for the cost of bail bonds (including bonds for related traffic law violations) required because of an <br /> "accident"we cover. We do not have to furnish these bonds. <br /> (4) All reasonable expenses incurred by the "insured" at our request, including actual loss of earnings up to $500 a <br /> day because of time off from work. <br /> U-CA-424-F CW(04-14) <br /> Page 1 of 6 <br /> Includes copyrighted material of Insurance Services Office, Inc.,with its permission. <br />