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DocuSign Envelope ID:4BD3AF05-8D53-4AE5-83F5-70D042544F7F <br /> CNA Real Estate Professionals <br /> Errors and Omissions Policy <br /> INSURED: Shackelford &Associates, LLC <br /> Policy: RFB-592288154-18 Effective: 08/31/2018 Endorsement Number: 1 <br /> 5. Notice of cancellation will state the effective date of cancellation. The policy period will end on that date. <br /> 6. If notice is mailed, proof of mailing will be sufficient proof of notice. <br /> 7. If the Insurer cancels this policy, the earned premium shall be computed pro rata and the unearned <br /> premium will be refunded to Named Insured prior to the effective date of cancellation. If the Named <br /> Insured cancels this policy, the Insurer shall retain the customary short rate proportion of the premium. <br /> Premium adjustment may be made either at the time cancellation is effected or as soon as practicable <br /> after cancellation becomes effective, but payment or tender of unearned premium is not a condition of <br /> cancellation. <br /> B. NON-RENEWAL <br /> 1. The Insurer may non-renew the policy by mailing or delivering written notice to the Named Insured, at the <br /> last mailing address known to the Insurer, at least forty-five (45)days prior to the effective date of such <br /> non-renewal. If notice is mailed, proof of mailing will be sufficient proof of notice. <br /> 2. The notice of non-renewal will state the actual reason for non-renewal. <br /> C. RENEWAL <br /> The Insurer will mail or deliver to the Named Insured, at the last mailing address known to the Insurer, <br /> forty-five (45)days advance notice if the Insurer intends to renew the policy with a decrease in coverage, <br /> increase in deductibles, imposing surcharge or increase in premium rate. <br /> All other terms and conditions of the Policy remain unchanged. <br /> This endorsement, which forms a part of and is for attachment to the Policy issued by the designated Insurers, <br /> takes effect on the effective date of said Policy at the hour stated in said Policy, unless another effective date is <br /> shown above, and expires concurrently with said Policy. <br /> Countersigned by Authorized Representative <br /> CNA68180NC (6-12) <br /> - 2 - <br /> 1198408-B51095 <br />