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DocuSign Envelope ID:4BD3AF05-8D53-4AE5-83F5-70D042544F7F <br /> DNA REAL ESTATE PROFESSIONALS ERRORS <br /> AND OMISSIONS POLICY <br /> Related Acts or Omissions mean all acts or omissions in the rendering of professional real estate <br /> services that are logically or causally connected by any common fact, circumstance, situation, <br /> transaction, event, advice or decision. <br /> Residential Property means a one to four family dwelling. <br /> Security Breach means the failure of your network hardware, software, firmware, the function or <br /> purpose of which is to: <br /> A. identify and authenticate parties prior to accessing the your network; <br /> B. control access to your network and monitor and audit such access; <br /> C. protect against computer viruses; <br /> D. defend against denial of service attacks upon the Insured or unauthorized use of the Insured's <br /> network to perpetrate a denial of service attack; or, <br /> E. ensure confidentiality, integrity and authenticity or information on the Insured's network. <br /> Security Breach Notice Law means any statute or regulation that requires an entity that maintains <br /> confidential commercial information or non-public personal information to provide notice to <br /> specified individuals of any actual or potential unauthorized disclosure or potential disclosure of such <br /> information. <br /> Seller's Real Property Disclosure Statement means a written disclosure of the known condition of the <br /> residential property by the seller, including the existence of past or present environmental hazards. <br /> Subsidiary means any entity in which you own, either directly or indirectly, more than a 50% interest, <br /> and such entity is listed on the application for this Policy. On the date during the policy period when <br /> your ownership interest in such entity becomes less than 50% of the issued and outstanding voting stock, <br /> such corporation shall cease to be a subsidiary under the terms of this Policy. In such event, coverage <br /> under this Policy will continue, but only with respect to acts or omissions committed prior to such date and <br /> in accordance with all other terms and conditions of this Policy. <br /> Short Term Escrow Agent means an Insured who, in connection with the sale or purchase of real <br /> estate, receives or holds funds in, or distributes funds from, an escrow or trust account where all such <br /> funds are to be fully distributed within twelve months from the date received. <br /> Totally and Permanently Disabled means that an Insured is so disabled as to be wholly prevented from <br /> rendering professional real estate services provided that such disability: <br /> A. has existed continuously for not less than six (6) months; and <br /> B. is reasonably expected to be continuous and permanent. <br /> Unauthorized Access means any accessing of information in the Insured's care, custody or control by <br /> unauthorized persons or by authorized persons accessing or using such information in an unauthorized <br /> manner. Unauthorized access also includes: <br /> A. theft from the Insured of any information storage device used by the Insured to: <br /> 1. store and retrieve information on the Insured's network; or <br /> 2. transport information between the Insured and authorized recipients; <br /> B. any unauthorized use by the Insured of information in the Insured's clients' care, custody or control <br /> if accessed by the Insured in the course of rendering legal services. <br /> You, Your and Yours refer to the persons and entities designated as Named Insured in the Declarations. <br /> CNA65781 XX ED. 05-2012 Page 9 <br />