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DocuSign Envelope ID: F521C9FC-AF1E-46C1-BD79-B6069BD1C2DD <br /> COMMERCIAL AUTO <br /> THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br /> COMMERCIAL AUTO ELITE EXTENSION <br /> This endorsement modifies insurance provided under the following: <br /> BUSINESS AUTO COVERAGE FORM <br /> The BUSINESS AUTO COVERAGE FORM is amended to include the following clarifications and extensions of <br /> coverage.With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless <br /> modified by the endorsement. <br /> A. TEMPORARY SUBSTITUTE AUTO PHYSICAL C. EMPLOYEES AS INSUREDS <br /> DAMAGE The following is added to the Section 11—Covered <br /> Section I —Covered Autos Paragraph C. Certain Autos Liability Coverage, Paragraph A.I.Who Is <br /> Trailers, Mobile Equipment, and Temporary An Insured provision: <br /> Substitute Autos is amended by adding the Any"employee"of yours is an"insured"while using <br /> following: a covered "auto" you don't own, hire or borrow in <br /> If Physical Damage Coverage is provided by this your business or your personal affairs. <br /> coverage form for an "auto" you own, the Physical D. EMPLOYEE HIRED AUTOS <br /> Damage Coverages provided for that owned <br /> "auto" are extended to any "auto" you do not own 1. Changes In Covered Autos Liability <br /> while used with the permission of its owner as a Coverage <br /> temporary substitute for the covered "auto" you The following is added to the Who Is An <br /> own that is out of service because of breakdown, Insured provision: <br /> repair, servicing,"loss"or destruction. An "employee" of yours is an "insured" while <br /> The coverage provided is the same as the operating an "auto" hired or rented under a <br /> coverage provided for the vehicle being replaced. contract or agreement in an "employee's" <br /> B. AUTOMATIC ADDITIONAL INSUREDS name, with your permission, while performing <br /> duties related to the conduct of your business. <br /> The Who Is An Insured provision under Covered 2. Changes In General Conditions <br /> Autos Liability Coverage is changed to include <br /> the following as an'insured": Paragraph 5.b. of the Other Insurance <br /> Condition in the Business Auto Coverage Form <br /> 1. Where Required by a Contract or Agreement is replaced by the following: <br /> the following is added: <br /> For Hired Auto Physical Damage Coverage,the <br /> The Who Is An Insured provision contained in the following are deemed to be covered "autos" <br /> Business Auto Coverage Form is amended to you own: <br /> add the following: a. Any covered "auto" you lease, hire, rent or <br /> Any person or organization whom you become borrow;and <br /> obligated to include as an additional insured under b. An covered "auto" hired or rented by your <br /> this policy, as a result of any contract or agreement "employee" under a contract in an <br /> you enter into which requires you to furnish "employee's" name, with your permission, <br /> insurance to that person or organization of the type while performing duties related to the <br /> provided by this policy, but only with respect to <br /> liability covered by the terms of this policy, arising conduct of your business. <br /> out of the use of a covered "auto" you own, hire or However, any"auto"that is leased, hired, rented or <br /> borrow and resulting from the acts or omissions by borrowed with a driver is not a covered"auto". <br /> you, any of your "employees" or agents. The E. NEWLY FORMED OR ACQUIRED <br /> insurance provided herein will not exceed: ORGANIZATIONS <br /> (1) The coverage and/or limits of this policy, or Section II — Covered Autos Liability Coverage, <br /> (2) The coverage and/or limits required by said A.1.Who Is An Insured is amended by adding the <br /> contract or agreement, following: <br /> whichever is less. <br /> CA7450(11-17) Includes copyrighted material of ISO Properties,Inc.with its permission. Page 1 of 5 <br />