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21 <br /> <br />Americans with Disabilities Act (effective 1/26/92). The presence of architectural and/or communications <br />barriers that are structural in nature that would restrict access by disabled individuals may adversely affect <br />the property's value, marketability, or utility. <br /> Any allocation of the total value estimated in this report between the land and the improvements applies only <br />under the stated program of utilization. The separate values allocated to the land and buildings must not be <br />used in conjunction with any other appraisal and are invalid if so used. <br /> Possession of this report, or a copy thereof, does not carry with it the right of publication. <br /> I have no obligation, by reason of this appraisal, to give further consultation or testimony or to be in <br />attendance in court with reference to the property in question unless further arrangements have been made <br />regarding compensation to Kirkland Appraisals, LLC. <br /> Neither all nor any part of the contents of this report (especially any conclusions as to value, the identity of <br />the appraiser, or the firm with which the appraiser is connected) shall be disseminated to the public through <br />advertising, public relations, news, sales, or other media without the prior written consent and approval of <br />Kirkland Appraisals, LLC, and then only with proper qualifications. <br /> Any value estimates provided in this report apply to the entire property, and any proration or division of the <br />total into fractional interests will invalidate the value estimate, unless such proration or division of interests <br />has been set forth in the report. <br /> Any income and expenses estimated in this report are for the purposes of this analysis only and should not be <br />considered predictions of future operating results. <br /> This report is not intended to include an estimate of any personal property contained in or on the property, <br />unless otherwise state. <br /> This report is subject to the Code of Professional Ethics of the Appraisal Institute and complies with the <br />requirements of the State of North Carolina for State Certified General Appraisers. This report is subject to <br />the certification, definitions, and assumptions and limiting conditions set forth herein. <br /> The analyses, opinions and conclusions were developed based on, and this report has been prepared in <br />conformance with, our interpretation of the guidelines and recommendations set forth in the Financial <br />Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA). <br /> This is a Real Property Appraisal Consulting Assignment. <br /> 142