2018-053-E AMS - HM Kern Passmore Addition

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DocuSign Envelope ID: 313DA256 -1 EDE- 4396- A716- 4C53B809027E ElitePac•.° Commercial Automobile Extension COMMERCIAL AUTO CA 78 09NC 01 16 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM With respect to coverage provided by this endorsement, the provisions of the Business Auto Coverage Form apply unless modified by the endorsement. AMENDMENTS TO SECTION II - LIABILITY COVERAGE If this policy provides Auto Liability coverage for Owned Autos, the following extensions are applicable accord- ingly: NEWLY ACQUIRED OR FORMED ORGANIZATIONS The following is added to SECTION II, A.I. - Who Is An Insured; Any organization you newly acquire or form, other than a partnership, joint venture or limited liability company over which you maintain ownership or majority interest, will qualify as a Named Insured if there is no similar insur- ance available to that organization. However: 1. Coverage under this provision is afforded only until the 180th day after you acquire or form the organiza- tion or the end of the policy period, whichever is earlier; 2. Coverage does not apply to "bodily injury" or "property damage" resulting from an "accident" that occurred before you acquired or formed the organi- zation. No person or organization is an "insured" with respect to the conduct of any current or past partnership, joint venture or limited liability company that is not shown as a Named Insured in the Declarations. LIMITED LIABILITY COMPANIES The following is added to SECTION II, A.1. - Who Is An Insured: If you are a limited liability company, your members and managers are "insureds" while using a covered "auto" you don't own, hire or borrow during the course of their duties for you. EMPLOYEES AS INSUREDS If this policy provides Auto Liability coverage for Non - Owned Autos, the following is added to SECTION II, A.1. - Who Is An Insured: Any "employee" of yours is an "insured" while using a covered "auto" you don't own, hire or borrow in your business or your personal affairs. An "employee " of yours is an "insured" while operating an "auto" hired or rented under a contract or agreement in that "employee's" name with your permission, while performing duties related to the conduct of your busi- ness. BLANKET ADDITIONAL INSUREDS The following is added to SECTION II, A.I. - Who Is An Insured: Any person or organization with whom you agreed in a written contract, written agreement or written permit to add as an additional "insured" on your policy is an addi- tional "insured ". Such person or organization is an additional "insured" only with respect to your ownership, maintenance or use of a covered "auto ". This coverage shall be primary and non - contributory with respect to the additional "insured ". This provision only applies if: It is required in the written contract, written agree- ment or written permit identified in this section; 2. It is permitted by law; and 3. The written contract or written agreement has been executed or written permit issued prior to the "bodily injury" or "property damage ". EXPENSES FOR BAIL BONDS AND LOSS OF EARNINGS Paragraphs (2) and (4) of SECTION II, A.2.a. - Supplementary Payments are deleted in their entirety and replaced with the following: (2) Up to the Limit of Insurance shown on the ElitePac Schedule for the cost of bail bonds (including bonds for related traffic law violations) required because of an "accident" covered under this policy. We do not have to furnish these bonds. (4) All reasonable expenses incurred by the "insured" at our request. This includes actual loss of earnings because of time off from work, which we will pay up to the Limit of Insurance shown on the ElitePac Schedule. Copyright, 2015 Selective Insurance Company of America. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc., with its permission. INSURED'S copy CA 78 09NC 01 16 Page 1 of 5