2018-053-E AMS - HM Kern Passmore Addition

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DocuSign Envelope ID: 313DA256 -1 EDE- 4396- A716- 4C53B809027E B. Subparagraph 1.d. under SUPPLEMENTARY PAYMENTS - COVERAGES A AND B is deleted in its entirety and replaced with the following: d. All reasonable expenses incurred by the insured at our request to assist us in the investigation or defense of the claim or "suit ", including actual loss of earnings up to $1,000 a day because of time off from work. SECTION II - WHO IS AN INSURED - Amendments Not -for- Profit Organization Members The following paragraph is added to SECTION II - WHO IS AN INSURED: If you are an organization other than a partnership, joint venture, or a limited liability company, and you are a not - for- profit organization, the following are included as additional insureds: 1. Your officials; 2. Your trustees; 3. Your members; 4. Your board members; 5. Your commission members; 6. Your agency members; 7. Your insurance managers; 8. Your elective or appointed officers; and Newly Formed Or Acquired Organizations A. Subparagraph 3.a. under SECTION II - WHO IS AN INSURED is deleted in its entirety and replaced with the following: a. Coverage under this provision is afforded only until the 180th day after you acquire or form the organization or the end of the policy period, whichever is earlier. However, COVERAGE A does not apply to "bodily injury" or "property damage" that occurred before you acquired or formed the organization. B. The following paragraph is added to SECTION 11 - WHO IS AN INSURED, Paragraph 3: If you are engaged in the business of con- struction of dwellings three stories or less in height, or other buildings three stories or less in height and less than 25,000 square feet in area, you will also be an insured with respect to "your work" only, for the period of time described above, for your liability arising out of the conduct of any partnership or joint venture of which you are or were a member, even if that partnership or joint venture is not shown as a Named Insured. However, this provision only applies if you maintain or maintained an interest of at least fifty percent in that partnership or joint venture for the period of that partnership or joint venture. 9. Your "not- for - profit members ". This provision does not apply to any partnership or joint However only with respect to their liability for your venture that has been dissolved or otherwise ceased to activities or activities they perform on your behalf. function for more than thirty -six months. Employees As Insureds Modified With respect to the insurance provided by this provision, A. Subparagraph 2.a.(1)(a) under SECTION II - WHO Newly Formed or Acquired Organizations, the following is added to SECTION IV - COMMERCIAL IS AN INSURED does not apply to "bodily injury" to GENERAL LIABILITY, Paragraph 4, Other Insurance, a "temporary worker" caused by a co- "employee" Subparagraph b. Excess Insurance: who is not a "temporary worker ". The insurance provided by this provision, Newly Formed B. Subparagraph 2.a.(2) under SECTION II - WHO 15 or Acquired Organizations, is excess over any other AN INSURED does not apply to "property damage" "temporary insurance available to the insured, whether primary, to the property of a worker" or "volunteer excess, contingent or on any other basis. worker caused by a co- "employee" who is not a "temporary worker" or "volunteer worker ". (All other provisions of this section remain unchanged). C. Subparagraph 2.a.(1)(d) under SECTION II - WHO IS AN INSURED does not apply to "bodily injury" caused by cardio- pulmonary resuscitation or first aid services administered by a co- "employee ". With respect to this provision only, Subparagraph (1) of Exclusion 2. e. Employer's Liability under SECTION I - COVERAGES, COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY does not apply. Copyright, 2015 Selective Insurance Company of America. All rights reserved. CG 73 00 01 16 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 5 of 8 INSURED's COPY