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1 ,Y <br />J <br />5 <br />Except as otherwise expressly stated herin, this Letter of Credit <br />is subject to the "Uniform Customs and Practices for Documentary <br />Credit" (International Chamber of Commerce Brochure No. 290, 1974 <br />version). <br />Cordially, <br />The Village Bank <br />By <br />Tim Stratton <br />Assistant Vice President <br />