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NOTES: <br />COUNTY: Orange County <br />1 AVERAGE SALES PRICE <br />2 DOMNPAYMENT <br />3 MORTGAGE AMOUNT <br />4 PRINCIPAL & INTEREST <br />5 MORTGAGE INSURANCE <br />6 TAXES <br />7 INSURANCE <br />8 UTILITIES <br />9 MAINTENANCE <br />10 MONTHLY HOUSING EXPENSE <br />11 ANNUAL INCOME <br />12 FEDERAL INCOME TAX <br />13 GROSS INCOME <br />$143.577 <br />$500 <br />4143,0'•7 <br />41.229 <br />159 <br />468 <br />433 <br />$95 <br />$46 <br />$1.J32 <br />348,359 <br />$10,019 <br />15E,387 <br />y <br />1 PERMIT ISSUING AGENT " 5 VALUATION PLUS EMAS ESTIMATE OF LOT PRICE AND BUILDER'S PROFIT <br />2 FIVE PERCENT <br />3 LINE 1 -2 <br />4 9.75 PERCENT INTEREST FOR THIRTY YEARS <br />5 .04156% OF MORTGAGE AMOUNT PER MONTH <br />6 'FHA HOMES' 1983, TABLE 31S, NORTH CAROLINA AVERAGES, ADJUSTED TO 1989 <br />. NORTH CAROLINA AVERAGES, ADJUSTED TO 1989 <br />7 'FHA HOMES" 1983, TABLE 315 <br />8 "FHA HOMES' 1983, TABLE 315, NORTH CAROLINA AVERAGES, ADJUSTED TO 1989 <br />9 'FHA HOMES' 1983, TABLE 31S, NORTH CAROLINA AVERAGES, ADJUSTED TO 1989 <br />10 SUM, LINES 4 THRO06H 10 <br />11 LINE 10 % 12 MONTHS, DIVIDE <br />BY 3B PERCENT II.E., TOTAL HOUSING EXPENSE = 38% DF EFFECTIVE INCD <br />12 TAX TABLES <br />13 LINE 11 + LINE 12 <br />13 <br />