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11 <br /> ki STERLING <br /> NATIONAL'I„ L BANK <br /> ABOUT—STERLING NATIONAL BANK <br /> Sterling Bancorp, of which the principal subsidiary is Sterling National Bank, specializes in the delivery of <br /> service and solutions to business owners,their families, and consumers within the communities we serve <br /> through teams of dedicated and experienced relationship managers. Sterling National Bank offers a <br /> complete line of commercial, business, and consumer banking products and services. In a 2012 annual <br /> survey commissioned by Forbes and prepared by Governance Metrics International, a global leader in <br /> corporate governance, we were named one of America's 100 Most Trustworthy Companies. Sterling <br /> National Bank has origins dating to 1888, and Sterling Bancorp is traded on the New York Stock Exchange <br /> under the symbol "STL". For more information about Sterling Bancorp and Sterling National Bank, please <br /> visit www.snb.com. <br /> The public finance group of Sterling National Bank provides tax-exempt and taxable financing solutions on <br /> a nationwide basis for state & local governments, non-profit corporations, and the federal government. <br /> Projects financed include virtually all types of essential capital items, including equipment, vehicles, <br /> energy efficiency & renewable energy equipment, and real property. Financing terms are tied to the <br /> useful life of the capital improvements, and range from 3 to 20 years. Each member of the public finance <br /> team has 25 or more years of lending experience, and is committed to the timely closing of awarded <br /> transactions. <br /> CONTACT INFORMATION <br /> For more information about this financing opportunity, please contact: <br /> Mark Cargo <br /> Managing Director <br /> Sterling National Bank <br /> Phone: (704) 287-4493 <br /> Email: mcargo @snb.com <br /> SNB Confidential Fenn Sheet Wage <br />