Orange County NC Website
23 <br /> 11 <br /> coverage are not to be amended by deductible clauses of any nature without the express written <br /> consent of the Owner. <br /> The Design-Builder shall be solely responsible for any deductible assumptions that may exist in <br /> any insurance policies required under the Agreement. In addition, the Design-Builder shall be <br /> responsible and shall not be reimbursed for any losses arising from any risk or exposure not <br /> insured as required herein, or not covered as a result of a normal policy exclusion or that falls <br /> within the self-insured retention if Design-Builder is self-insured. The Design-Builder's <br /> insurance shall apply separately to each insured against whom claim is made or suit is brought, <br /> except with respect to the limits of the insurer's liability. The claim provisions in the Design- <br /> Builder's insurance policies must specifically state the insurance company or Design-Builder's <br /> Third Party Administrator, if self-insured, has both the right and duty to adjust a claim and <br /> provide defense. The policies shall not contain any provision or definition which would serve to <br /> exclude or eliminate from coverage third party claims, including exclusions of claims for bodily <br /> or other injury to shareholders, partners, officers, directors, or employees of the insured, the <br /> premises owner, real estate manager, or the insured's Subcontractor, or any family relative of <br /> such persons. <br /> If the policies contain any warranty stating that coverage is null and void (or words to that effect) <br /> if the Design-Builder does not comply with the most stringent regulations governing the Work, it <br /> shall be modified so that coverage shall be afforded in all cases except for the Design-Builder's <br /> willful or intentional noncompliance with applicable government regulations. Any failure by any <br /> person to comply with reporting or other provisions of the policy including breach of warranties, <br /> shall not affect coverage provided to the Owner and its representatives, officials, and <br /> employees. The insolvency or bankruptcy of the Insured or of the Insured's estate shall not <br /> relieve the insurance companies of their obligations under these policies. Any clauses to the <br /> contrary are unacceptable and must be stricken. Failure to comply with these requirements <br /> shall be a material breach of the Agreement justifying immediate termination for default. <br /> 5.1.1 Worker's Compensation and Employers' Liability Insurance <br /> The Design-Builder and its Subcontractors shall procure and maintain Workers' Compensation <br /> Insurance in the amount and type required by the State of North Carolina and federal law for all <br /> employees employed under the Agreement who may come within the protection of Workers' <br /> Compensation Laws and covering all operations under the Agreement whether performed by <br /> the Design-Builder or by its Subcontractors. In jurisdictions not providing complete Workers' <br /> Compensation protection, the Design-Builder and its Subcontractors shall maintain employers' <br /> liability insurance in an amount, form, company, and agency satisfactory to the State of North <br /> Carolina and the Owner for the benefit of all employees not protected by Workers' <br /> Compensation Laws and covering all operations under the Agreement whether performed by <br /> the Design-Builder or by its Subcontractors. <br /> The Design-Builder shall pay such assessments as will protect the Design-Builder and the <br /> Owner from claims under the Workers' Compensation Laws, workers' or workmen's <br /> compensation disability benefits, and other similar employee benefit acts. The current <br /> Experience Modification Factor shall be indicated on the Certificate of Insurance. Coverage <br /> under this section shall be as required by federal and state Workers' Compensation and <br /> Occupational Disease Statutes, and shall have minimum limits as follows: <br /> Coverage A: Statutory, State of North Carolina <br /> Employers' Liability: Each Accident $1,000,000 <br /> Revised 2/17 <br />