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. 9 :1 <br /> [8] [9] LAND USE 153 <br /> I <br /> by judges may. while focusing on the obligation of one town. t . <br /> determine the region and total regional fair share and such <br /> late calculations shall be "presumptively binding" on all other i. i <br /> )us- <br /> towns in the region. 1' <br /> (8) Low-income families are defined as those making between �' , • <br /> wth U and 50 percent of the median income for the applicable <br /> the census statistical area. Moderate-income families are l :- <br /> the <br /> those making between 50 and 80 percent of median. A i:!` <br /> late ride housing unit is "affordable" if a person in the applicable ! ' <br /> income group spends no more than 25 percent of his <br /> yes, <br /> income on rent, or, if he buys. on principal, interest, 11I <br /> gory <br /> taxes, and insurance.19 . <br /> re- The New Jersey Supreme Court appointed the special judges 1 . <br /> any to handle exclusionary zoning litigation in August 1983: as of <br /> i. <br /> J to early February 1984. seventy cases were being handled and new i <br /> five <br /> exclusionary zoning cases were being filed at a rate of about five <br /> cases a week.20 There are only 567 municipalities in New Jersey, <br /> rvho <br /> several hundred of which have land that can be fairly described illi <br /> g to in a rowth zone, and it is expected that they will all be <br /> as being g <br /> sing brought into compliance in less than four years. Interlocutory <br /> lent appeals have been attempted and have been refused by the <br /> 1) to state's appellate division within days after they were filed. Mu- <br /> ost- nicipal attorneys representing traditional values have compared <br /> • in" themselves with baby harp seals during the periodic Canadian <br /> ortts harp seal hunts, "We can slither and we can bleat but only for a <br /> very short time." <br /> cut- In short, New Jersey, by judicial mandate. has required every <br /> cut- } <br /> municipality with any kind of growth-zoned land to implement <br /> has 20 percent mandatory set-aside in sufficient quantity to meet the <br /> �" present and prospective needs of persons earning below 50 per- <br /> cent of the median income of the region in which they live. This t. <br /> means that house sales costs, in some cases where the median 1 <br /> Is- incomes are low, will be less than $20.000 for a three-bedroom <br /> Host unit and well below that for a one-bedroom unit.' <br /> vers <br /> ad- I . <br /> i9 hi. at 221 n.x. This is one of the many important footnotes in the case. <br /> the �' <br /> 29 Telephone conversations with the staffs of Mr. Laurel 11 judges (Feb. <br /> 1984). <br /> h a <br /> _' Assume that the median income for an area is $25.000. Fifty percent of <br /> fair 25 percent of that--which is all that the court allows for (' <br /> that is $12.5(x1. and � p I <br /> Clal housing costs—is$3.125. Assume that local property taxes amount to$500 per <br /> year.and that insurance on the structure would cost$125 per year.This would li <br /> leave $2.50(1 to support principal and interest payments. <br /> At 12.75 percent interest—the lowest thirty-year market rate mortgage in this <br /> 1 <br /> I <br /> . 1 <br />