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C Grantor agrees to maintain rental loss or business interruption insurance, as required by Lendeq in an
<br />amount equal to at least coverage of one year's debt servtee, and required escrow account deposits (if
<br />agreed to separately in writing), under a form of policy acceptable to Lender
<br />22..N0 ESCROW POR TAXES AND INSURANCE Unless otherwise provided in a separate ugreentent, (o
<br />Gmnmr will not be required to pay to Lender funds for taxes and insurance m escrow.
<br />23. FINANCIAL REPORTS AND ADDITIONAL DOCUPoIENTS. Grantor will provide to Lender upon
<br />request, any financial statement or infbrnwtion Lender may deem necessary Grantor warrants that all
<br />financial smtements and information Grantor provides to Lender are, or will be, accurate, correct, anti
<br />complete. Grantor agrees to sign, deliver, and file as Lender may reasonably request any additional
<br />documents or certifications that Lender may consider necessary to perfect, continue, and preserve Grantor's
<br />obligations under this Deed of 'Crust and Lender's lien status on the Property If Grantor fails to do so,
<br />Lender may sign, deliver, and file such documents or certificates in Grantor's name and Grantor hereby
<br />irrevocably appoints Lender or L.ender's agent as attorney in fact to do the things necessary to comply with
<br />this section.
<br />24. JOIN'C AND tND1VIDUAL LIA6ILITY; CO-SIGNERS; SUCCESSORS AND ASSIGNS FOUND, All
<br />duties under this Deed of Trust are joint and individual If Grantor signs this Deed of Trust but does not sign
<br />the Evidence of Debt, Granor does so only to mortgage Grantor's interest in the Property to secure payment
<br />of the Secured Debt and Grantor does not agree to be personally liable on the Secured Debt. Grantor agrees
<br />that Lender and any party to this Deed of Trust may extend, modify or make any change in the terms of this
<br />Deed of Trust or the Evidence of Debt without Grantor's consent Such a change will not release Grantor
<br />from the terms of this Deed of Trust. The duties and benefits of this Deed of Trust shall bind and benefit the
<br />successors and assigns of Grantor and Lender
<br />If this Dced of Trust secures a guaranty between Lender and Gr:mtor and does not directly secure the
<br />obligation which is guarantied, Grantor agrees to waive any rights that may prevent Lender from bringing
<br />any action or chum against Grantor or any party indebted under the obligation including, but not limited to,
<br />anti-deficiency or one-action laws
<br />2B..APPLICARLE LAW; SEVERAEILITY; INTERARETATION. This Deed of Trust is governed by the
<br />laws of the jurisdiction in which Lender is located, except to the extent otherwise required by the Taws of the
<br />jurisdiction where the Property is located "this Decd of Trust is complete and fully integrated. This Deed of
<br />Trust may not be amended or modilied by oral agreement Any section or clause in this Deed of Trust,
<br />attachments, or any agreement related to the Secured Debt that conFlicts with applicable law will not be
<br />effective, unless that law expressly or impliediy permits the vuriatimts by written agreement If any section or
<br />clause of this Deed of Trust cannot be enlbrced according to its terms, that section or clause will be severed
<br />and will not affect the enforceability of the remainder of this Deed of Truso Whenever used, the singular
<br />shall include the plural and the plural the singular The captions and headings of dte sections of this Deed of
<br />Trust are for convenience only and are not to be used to interpret or define the terms of tltis Deed of Trust
<br />Time is of the essence in this Deed of Trust.
<br />2G.S000ESSOR TRUSTEE Lender, at Lender's option, may Gom time to time remove Trustee and appoivt a
<br />successor trustee by an instrument recorded in the county in which this Deed of Trust is recorded. The
<br />successor wstee, without conveyance of the Property, shall succeed to all the title, power and duties
<br />conferred upon the 77ustee by this Deed of Trust and applicable law
<br />27.NOTICE. Unless otherwise required by law, any notice shall be given by delivering it or by mailing it by
<br />firs[ class mail to the appropriate party's address on page 1 of this Deed of Trust, or to any other address
<br />designated in writing Notice to one grantor will be deemed to be notice to all grantors
<br />28. U.C.C. PROVISIONS If checked, the following are applicable to, but do not limit, this Deed of Trust
<br />^ Construction Loan, ibis Deed of Trust secures an obligation incurred for the construction of an
<br />improvement on the Aroperty
<br />O Fixture rilhrg. Grantor grunts to Lender a security interest in all goods that Gr:mtor owns now or in
<br />the future and tlmt are ar will become fixtures related to the Property.
<br />~ Crops; Tinrbcr 1Vlincrnl5; Rcuts, Issues, mtd Profits. Grantor grants to Lender a security interest in
<br />:dl crops, timber, and minerals located on the Property as well as all rants, issues, and profits of them
<br />including, but no[ limited to, all Conservation Reserve Program (CRP) and Payment in Kind (PIK)
<br />payments and similar governmenctl programs (all of which shall also be included in the term
<br />Property")
<br />~ Aersonal Property. Grantor grants to lender a security interest in all personal property located on or
<br />connected with the Property This security interest includes all farm products, invenmry, equipment,
<br />accounts, documents, instruments, chattel paper, general intangibles, and all other items of personal
<br />property Grantor owns now or in the future and Utat are used or useful in the construction, ownership,
<br />operation, management, or maintenance of the property The term "personal property" specifically
<br />excludes that property described as "household goods" secured in connection with a "consumer" loan
<br />as those terms are defined in applicable fedentl regulations governing unfair and deceptive credit
<br />practices
<br />^ 6iling As Finmtcing Statement. Grantor agrees and acknowledges that this Deed of Trust also suffices
<br />as a financing statement and as such, may be filed of record as a financing statement for purposes of
<br />Article 9 of the Uniform Commercial Code A carbon, photographic, image or other reproduction of
<br />this Deed of Trust is sufficient as a financing statement.
<br />29. OTHER TERh15. If checked, the following are applicable to [Iris Decd of Trust:
<br />^ Line of Credit The Secured Debt includes a revolving line of credit provision Although the Secured
<br />Debt may be reduced to a zero balance, this Decd of Trust will remain in effect until released
<br />O Addilimral 7ernts.
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