Orange County NC Website
Browse       Search
0 <br />40j, Orange County, North Carolina <br />0 =° Proposal - Analysis of Impediments to Fair Housing Choice <br />1. IDENTIFICATION OF FAIR HOUSING CONCERNS & PROBLEMS <br />o Consultantwill collectand reviewlocal lenders' Community Reinvestment Act (CRA) <br />material. This will be used to discover the banks' market areas and their compliance <br />with federal fair lending laws and regulations. <br />o Consultant will also collect and review data from local lenders' Home Mortgage <br />Disclosure Act (HMDA) reports. These reports outline the type, number, dollar <br />amount, denial rate and other important information of loans made by lenders. This <br />is a detailed analysis of local lending patterns in the community. <br />o Consultant will review and prepare recommendations regarding fair housing <br />compliance of local zoning regulations, occupancy regulations, etc. This review will <br />relate how these documents, rules and regulations apply to those issues contained <br />in state and federal fair housing regulations and their relationship to other fair <br />housing rules and regulations. <br />o Consultant will develop a procedure to discover the fair housing relationships in the <br />sale and rental markets of the community. This procedure will review the terms, <br />conditions and /or privileges of the sale or rental of a dwelling. <br />o Consultant will also develop a procedure that provides a complete analysis of <br />housing advertising practices in the community. This activity will involve a review <br />of housing advertising placed in local newspapers, home and apartment guides and <br />other advertising media <br />o Consultant will conduct a review of appraisal practices in the community, were <br />information is available. This will include an analysis also of Realtor activities <br />regarding fair housing activities and regulations. This analysis will include access <br />to multiple - listing service, broker organizations, or facilities relating to the business <br />of selling or renting dwellings within the community. <br />o Consultant will do a review of administrative policies concerning community <br />development and housing activities, site selection policies, local code requirements, <br />local zoning requirements and other housing related requirements. <br />o Consultant will review the nature and extent of fair housing complaints and /or suits <br />against the County Consultant will provide a database sorted by allegation, <br />protected class, and disposition of the complaint Data will be obtained from <br />information contained in case logs of authorized fair housing agencies in the County <br />Consultant will also utilize such information as is available from the U. S Department <br />