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oil <br />City of Cuyahoga Falls, Ohio <br />88 n 88 Analysis of Impediments to Fair Housing Choice <br />1.0 INTRODUCTION 3 <br />2,0 FAIR HOUSING AND THE COMMUNITY <br />3 <br />2.1 Why Fair Housing is Important to the Community <br />4 <br />2,2 The Analysis of Impediments to Fair Housing Choice (AI <br />5 <br />3,0 HOUSING MARKET AND NEEDS ASSESSMENTS <br />5 <br />3.1 Location and Size of the Community .. . , <br />6 <br />3 2 Population _ <br />7 <br />3,2 Minorities and Race _ _ .. <br />7 <br />3.3 Gender _ <br />11 <br />3 4 Family Status . <br />12 <br />3,5 Disability Status <br />13 <br />3.6 Income Characteristics of Protected Classes _ <br />15 <br />3 7 Poverty and Minorities _ <br />15 <br />3,8 Poverty and Gender . , . _ <br />16 <br />3.9 Poverty Status by Family Type and Presence of Children <br />17 <br />3.10 Persons Receiving Supplemental Security Income (SSI) and Public Assistance <br />17 <br />4.0 ECONOMICS AND TRANSPORTATION . <br />18 <br />4 1 Employment Status Profile <br />18 <br />42 Occupation Profile <br />21 <br />43 Industry Profile <br />22 <br />4 4 Income and Wages Profile <br />24 <br />5.0 - ADVERTISING IN THE CITY OF CUYAHOGA FALLS <br />26 <br />Local Review of Advertising <br />29 <br />6.0 - ZONING and HOUSING REGULATIONS. .. <br />30 <br />6.1 Potential Impact of Zoning and Housing Regulations on Fair Housing . .. <br />30 <br />6.1 Introduction <br />31 <br />6 2 Local Review of Zoning Codes , . , _ <br />33 <br />7.0 HOME MORTGAGE LENDING ACTIVITY .. <br />33 <br />71 Introduction to Lending In Cuyahoga Falls <br />35 <br />7.3 Sub Prime Lending . _ .. , . _ .. <br />36 <br />7.3 General Lending in Cuyahoga Falls <br />39 <br />7,5 Applications By Loan Purpose , . , . <br />41 <br />7.6 City of Cuyahoga Falls's Largest Lenders <br />43 <br />7.7 Lending to Low and Moderate - Income Households .. <br />44 <br />7 8 Lending By Race _ <br />45 <br />8.0 FAIR HOUSING ACTIVITIES .. , 47 <br />9.0 IDENTIFICATION OF ISSUES _.. 48 <br />