2017-413-E Aging - Senior Care of Orange County Inc. for adult day health care services

Browse Search

DocuSign Envelope ID:30CFBA21-DC65-423A-A674-7D24A692C6ED WC 00 00 00 C WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY (Ed. 1-15) insurance or self-insurance. Subject to any limits of workers compensation law that apply to: liability that may apply, all shares will be equal until the loss is paid. If any insurance or self-insurance is a. benefits payable by this insurance; exhausted,the shares of all remaining insurance will b. special taxes, payments into security or other be equal until the loss is paid. special funds, and assessments payable by us under that law. F. Payments You Must Make You are responsible for any payments in excess of 6. Terms of this insurance that conflict with the the benefits regularly provided by the workers workers compensation law are changed by this compensation law including those required because: statement to conform to that law. 1. of your serious and willful misconduct; Nothing in these paragraphs relieves you of your duties under this policy. 2. you knowingly employ an employee in violation of law; PART TWO 3. you fail to comply with a health or safety law or EMPLOYERS LIABILITY INSURANCE regulation; or A. How This Insurance Applies 4. you discharge, coerce or otherwise discriminate This employers liability insurance applies to bodily against any employee in violation of the workers injury by accident or bodily injury by disease. Bodily compensation law. injury includes resulting death. If we make any payments in excess of the benefits 1. The bodily injury must arise out of and in the regularly provided by the workers compensation law course of the injured employee's employment by on your behalf, you will reimburse us promptly. you, 2. The employment must be necessary or incidental G. Recovery From Others to your work in a state or territory listed in Item 3.A. We have your rights, and the rights of persons of the Information Page. entitled to the benefits of this insurance, to recover 3. Bodily injury by accident must occur during the our payments from anyone liable for the injury. You policy period. will do everything necessary to protect those rights 4. Bodily injury by disease must be caused or for us and to help us enforce them. aggravated by the conditions of your employment. H. Statutory Provisions The employee's last day of last exposure to the conditions causing or aggravating such bodily These statements apply where they are required by injury by disease must occur during the policy law. period. 1. As between an injured worker and us,we have 5. If you are sued, the original suit and any related notice of the injury when you have notice. legal actions for damages for bodily injury by 2. Your default or the bankruptcy or insolvency of accident or by disease must be brought in the you or your estate will not relieve us of our United States of America, its territories or duties under this insurance after an injury occurs. possessions, or Canada. 3. We are directly and primarily liable to any B.We Will Pay person entitled to the benefits payable by this insurance. Those persons may enforce our We will pay all sums that you legally must pay as duties; so may an agency authorized by law. damages because of bodily injury to your employees, Enforcement may be against us or against you provided the bodily injury is covered by this Employers and us. Liability Insurance. 4. Jurisdiction over you is jurisdiction over us for The damages we will pay, where recovery is permitted purposes of the workers compensation law. We by law, include damages: are bound by decisions against you under that 1. For which you are liable to a third party by reason law, subject to the provisions of this policy that of a claim or suit against you by that third party to are not in conflict with that law. recover the damages claimed 5. This insurance conforms to the parts of the Ed.1-15 6 of 24 Copyright 2013 National Council on Compensation Insurance,Inc.Ail Rights Reserved.