2017-296-E Aging - Lorraine Lewis for wellness instructor

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DocuSign Envelope ID:656DF690-72BC-42BC-9E47-7038084D8FFA Healthcare Professional Liability Group 1—false arrest,detention or imprisonment,or malicious prosecution; Group 2—the publication or utterance of a libel or slander or of other defamatory or disparaging material,or a publication or utterance in violation of an individual's right of privacy'except publications or utterance in the course of or related to advertising,broadcasting or telecasting activities conducted by or on behalf of any Person Insured; Group 3—wrongful entry or eviction or other invasion or the right of private occupancy; "Products Hazard"includes Bodily Injury and Property Damage arising out of the Person Insured's Products or reliance upon a representation or warranty made at any time with respect thereto,but only if the Bodily Injury or Property Damage occurs away from premises owned by or rented to any Person Insured and after physical possession of such products have been relinquished to others; "Suite"includes an arbitration proceeding to which the Insured is required to submit or to which the Insured has submitted with the companies consent. "Underground Property Damage"means Property Damage to wired,conduits,pipes,mains,sewers,tanks tunnels,any similar property,and any apparatus in connection therewith,beneath the surface of the ground or water,cause by an occurring during the use of mechanical equipment for the purpose of grading land,paving, excavating,drilling,burrowing,filling,back-filling or pile driving. The Underground Property Damage Hazard does not include Property Damage(1)arising out of operations performed for any Person Insured by independent contractors,or(2)included within the Completed Operations Hazard,or(3) for which liability is assumed by the Insured under an Incidental Contract. 7. The definition of Claim is deleted in its entirety and replaced by: "Claim"means a demand for money,or the filing of suit or institution of arbitration proceedings,naming the Insured and alleging a Bodily Injury or Property Damage as a result of an Incident. 8. Section K.of CONDITIONS,Extended Reporting Period Option,is deleted in its entirety and replaced by: 9. Extended Reporting Period Option: (a) Cancellation/Non-Renewal In case of cancellation or non-renewal of this policy by the Named Insured or the Company,for any reason other than non-payment of premium or deductible or failure to comply with the terms or conditions of this policy,the Named Insured shall have the right to have an endorsement issued extending the reporting period,for an additional premium of: (i) 90%of the full annual premium for this policy,to a period of twelve(12)months,or (ii) 135%of the full annual premium for this policy,to a period of twenty-four(24)months,or (iii) 150%of the full annual premium for this policy,to a period of thirty-six(36)months,or (iv) 175%of the full annual premium for this policy,to a period of sixty(60) months 8 HCPL-8001 (Ed.11/09)