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DocuSign Envelope ID:656DF690-72BC-42BC-9E47-7038084D8FFA <br /> if* ; ;,11; , : <br /> Healthcare Professional Liability <br /> LIBERTY INSURANCE UNDERWRITERS INC. <br /> (1 Stock Insurance Company,hereinafter the"Company") <br /> THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br /> CHANGE ENDORSEMENT <br /> Members of the Federation <br /> In consideration of the premium charged for this policy,it is hereby understood and agreed that: <br /> 1. The definition of "Incident"is deleted in its entirety and replaced by: <br /> "Incident"means any acts or omission in the rendering or failure to render professional services to a patient <br /> or client by the Insured,or by any person for whom the Insured is legally responsible,in the professional <br /> occupation shown in the Declarations. "Incident"shall include services by the Insured as a member of a <br /> formal accreditation or similar professional board or committee of a hospital or professional society in the <br /> practice of the Insured's professional occupations as stated in the Declarations. <br /> "Incident"shall also mean any accident,including continuous or repeated exposure to substantially the same <br /> general conditions,which causes Bodily Injury or Property Damage. "Incident"specifically includes the <br /> following extension: <br /> Contractual Liability: Bodily Injury or Property Damage resulting from any incidental contract relating to <br /> the conduct of the Person Insured's business,except if such injury or damage occurred prior to the execution <br /> of the incidental contract: <br /> 1. Personal Injury and Advertising Liability:personal injury or advertising injury sustained by any person <br /> or organization,which arises out of the conduct of the Person's Insured's business during the policy <br /> period: <br /> 2. Host Liquor Liability: Bodily Injury or Property Damage arising out of the giving or serving of <br /> alcoholic beverages at functions incidental to the Person Insured's business;provided the Person <br /> Insured is not engaged in the business of manufacturing,distributing,selling,or serving of alcoholic <br /> beverages; <br /> 3. Fire Legal Liability;property damage or structures or portions thereof rented to or leased to the <br /> Person Insured,including fixtures permanently attached thereto,if such Property Insured,including <br /> fixtures permanently attached thereto,if such Property Damage arises out of fire. Solely as respects Fire <br /> Legal Liability coverage,all the exclusions of the policy,other than exclusion c.,g.are deleted;and the <br /> Nuclear Energy Liability Exclusion(Broad Form)are deleted. <br /> 2. Section 1.;Coverage,is deleted in its entirety and replaced by: <br /> I. COVERAGE <br /> The Company will pay on behalf of the Insured all sums which the Insured shall become <br /> legally obligated to pay as Damages for Claims first made against the Insured and reported to <br /> 8 <br /> HCPL-8001 (Ed.11/09) <br />