|
DocuSign Envelope ID:656DF690-72BC-42BC-9E47-7038084D8FFA
<br /> f:
<br /> Wit
<br /> Healthcare Professional Liability
<br /> materials which are or were at any time used for the handling, storage, disposal, processing or
<br /> treatment of waste;or
<br /> 2. any premises,site or location:
<br /> a. which is or was at any time used for handling,storage,disposal processing or treatment of waste
<br /> or
<br /> b. on which any Insured or contractors or subcontractors working directly or indirectly on any
<br /> Insured's behalf are performing operations to test for,monitor, clean up,remove contain treat
<br /> detoxify or neutralize,or in anyway respond to,or assesses the effects of pollutants:
<br /> D. to any dishonest,fraudulent,criminal or malicious acts or omissions of any Insured;
<br /> E. to Claims based on or arising out of services by the Insured, to the extent such services are not
<br /> authorized or permitted by the laws of the state(s)in which the Insured practices or conducts business;
<br /> F. to any Claim made by an employer against an Insured who is a salaried employee of such employer;
<br /> G. to acts or omissions by any Insured expected or intended to cause Bodily Injury or Property Damage,
<br /> regardless of whether or not such act or omission was intended to cause the specific Bodily Injury or
<br /> Property Damage sustained. This exclusion shall not apply to any intentional act by or at the direction of
<br /> the Insured which results in Bodily Injury,if such injury arises solely from the use of reasonable force
<br /> for the purpose of protecting persons or property;
<br /> H. to liability assumed by any Insured under any contract or agreement, except to the extent the Insured
<br /> would be liable in the absence of such contract or agreement;
<br /> I. to Claims brought against any Insured as a proprietor, owner, partner, manager, superintendent, or
<br /> officer of any hospital,sanitarium,medical clinic,health maintenance organization,managed care facility or
<br /> any other facility not specified in the Declarations or any endorsement thereto;
<br /> J. to Claims arising out of services performed by any Insured as a physician, surgeon, dentist, nurse
<br /> midwife, chiropractor, podiatrist, osteopath, psychiatrist, attorney, accountant, financial advisor,
<br /> investment consultant or real estate or insurance agent or broker;
<br /> K. to Claims brought against any Insured arising out of any trade, business, employment, profession or
<br /> occupation other than as specified in the Declarations or any endorsement thereto;
<br /> L. to Claims based on or arising out of the practice of the Insured's business or professional occupation as
<br /> stated in the Declarations unless the Insured is properly licensed or certified by the laws of the state(s)in
<br /> which the Insured practices or conducts business or is otherwise qualified to practice the Insured's
<br /> business or professional occupation in the absence of such laws;
<br /> M. to any Claims made or Suits brought against any Insured alleging,in whole or part:
<br /> 1. physical assault, abuse, molestation, or habitual neglect, or licentious, immoral, amoral or other
<br /> behavior that was committed, or alleged to have been committed,by the Insured or by any person
<br /> for whom the Insured is legally responsible;and/or
<br /> 2. sexual assault, abuse, or molestation, or licentious, immoral, amoral or other behavior which was
<br /> threatened, intended to, lead to or culminated in, any sexual act whether committed intentionally,
<br /> negligently,inadvertently or with the belief,erroneous or otherwise,that the other party is consenting
<br /> and has the legal and mental capacity to consent thereto,that was committed,or alleged to have been
<br /> committed by the Insured or by any person for whom the Insured is legally responsible.
<br /> 10
<br /> HCPL-2026(Ed. 11/09)
<br />
|