|
DocuSign Envelope ID:656DF690-72BC-42BC-9E47-7038084D8FFA
<br /> 4E1' ,!1)4/1'1
<br /> Healthcare Professional Liability
<br /> POLICY PERIOD, IERRITORY
<br /> The insurance afforded by this policy applies to Claims which are first made and reported during the Policy
<br /> Period for Incidents which occur anywhere in the world,provided Claim is made or Suit,if any,is brought
<br /> within the United States of America,its territories or possessions,or Canada.
<br /> VI. WHEN CLAIM IS TO BE CONSIDERED AS FIRST MADE
<br /> A Claim shall be considered as being first made at the earlier of the following times:
<br /> A. when the Company first receives written notice from the Insured that a Claim has been made;or
<br /> B. when the Company first receives written notice from the Insured of specific circumstances involving a
<br /> particular person or entity which may result in a Claim.
<br /> All Claims arising out of the same or related Incident shall be considered as having been made at the time the
<br /> first such Claim is made,and shall be subject to the same Limit of Liability and only a single Deductible,if any,
<br /> shall apply.
<br /> VII. SUPPLEMENTARY PAYMENTS
<br /> The Company will pay,in addition to the applicable Limit of Liability up to $500 for loss of earnings to each
<br /> individual Insured for each day or part of a day of such Insured's attendance at the Company's request at a
<br /> trial,hearing or arbitration proceeding involving a civil Suit against such Insured for covered Damages,but
<br /> the amount so payable for any one or series of trials,hearings or arbitration proceedings arising out of the same
<br /> Incident shall in no event exceed$7,500.
<br /> VIII. EXCLUSIONS
<br /> This insurance shall not apply:
<br /> A. to any obligation for which any Insured or any carrier as their insurer may be held liable under any
<br /> workers'compensation,unemployment compensation or disability benefits law,or under any similar law;
<br /> B. to Bodily Injury or Personal Injury to any employee of the Insured arising out of and in the course of
<br /> his/her employment by the Insured or to any obligation of the Insured to indemnify another because of
<br /> the Damages arising out of such injury;
<br /> C. to any Claim,action,judgment,liability,settlement,loss defense,cost or expense in anyway arising out of
<br /> actual, alleged or threatened pollution, contamination or any environmental impairment resulting from
<br /> seepage,discharge,dispersal,release or escape of any solid,liquid,gaseous or radioactive matter including,
<br /> but not limited to, smoke vapors, soots, fumes,acids,alkalis, chemicals or toxic matter; or waste material
<br /> (including materials to be recycled, reconditioned or reclaimed); or oil or other petroleum substances or
<br /> derivatives (including any oil refuse or oil mixed with waste), or thermal or vibratory effect including,but
<br /> not limited to, sound or noise, heat or cold, into or upon land, the atmosphere or any water course or
<br /> body of water, underground water or water table supplies, whether such results directly, indirectly or in
<br /> concurrence or in any sequence from the Insured's activities or the activities of others and whether or not
<br /> such is sudden,gradual,accidental,intended, foreseeable,expected, fortuitous or inevitable and wherever
<br /> or however such occurs.
<br /> But this exclusion shall not apply to Bodily Injury or Property Damage caused by heat,smoke or fumes
<br /> from a Hostile Fire unless such fire involves:
<br /> 10
<br /> HCPL-2026(Ed. 11/09)
<br />
|