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the said policy or policies shall not be cancelled, modified, <br /> allowed to expire, or reduced in coverage until at least thirty <br /> days prior written notice has been given to the Owner by <br /> certified mail . Cancellation of the said policy without <br /> replacement with a substitute policy preventing a lapse in <br /> coverage or a modification or reduction in coverage without the <br /> written consent of the Owner shall constitute a breach of this <br /> Agreement by the Architect. <br /> -6- <br />