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onnunign Envelope ID:o2xeooCn-7uaF-4o7A+\sea-Cnn7sonn1eeE <br /> CNA (1) 15 days prior to the effective date of cancellation if the Company cancels this Policy <br /> because the Insured has failed to pay a premium; or <br /> (2) 30 days prior to the effective date of cancellation if the Company cancels this Policy for <br /> any other reason. <br /> The time of surrender or th e effective <br /> date and hour of cancellation stated in the notice shall <br /> the end of the policy period, <br /> Delivery of such written notice either by the Named <br /> Insured or by the Company shall be equivalent to mailing. <br /> Copies of the required notices shall also be sent to the agent or broker of record; however, failure <br /> to send copies of the notice to such persons shall not invalidate the cancellation. <br /> d. If the Company cancels for nonpayment of premium, the cancellation will not become effective if the <br /> Named Insured pays the premium amount due prior to the effective date of cancellation. <br /> e <br /> If the Company cancels this Po|icy, the earned premium shall be computed pro rata. If the Named <br /> Insured cancels this Policy, the Company shall retain the customary short rate proportion of the <br /> premium. Premium adjustment may be made either at the time cancellation is effected or as soon as <br /> p ctioo'�e after becomes effective, but payment or tender of unearned premium is not a <br /> pna o � . <br /> condition of cancellation. <br /> f. If notice is mailed, proof of mailing will be sufficient proof of notice. <br /> 2. Nonrenewal <br /> a. If the Company elects to nonrenew this Policy, the Company will mail or deliver written notice of <br /> nonrenewal to the Named Insured at the address last known to the Company at least 45 days prior to: <br /> (1) the expiration of this Policy; or <br /> (2) the anniversary date of this Policy if this Policy is written for a term of more than one year or for <br /> an indefinite term. <br /> Notice will state the effective date of and reasons for nonnanewa|. Delivery of such written notice by the <br /> Company shall bathe equivalent of mailing. <br /> b. The Company is not required to provide notice if: <br /> (1) the Named Insured has accepted replacement coverage; <br /> (2) the Named Insured has requested or agreed not to renew this Policy; or <br /> (3) the risk covered under this Policy is insured under any other insurance policy. <br /> c. If the Company elects to lower coverage limits or raise deductible or premium rates other than at the <br /> request of the Named Insured, the Company shall provide the Named Insured with written notice of <br /> such change at least 30 days in advance of the effective date of the change. <br /> The written notice of cancellation or nonrenewal will: <br /> a. be mailed or delivered to the Named Insured and any designated mortgagee or loss payee at their <br /> addresses shown in the Policy or, if not indicated in the Policy, at the Named Insured's and designated <br /> mortgagee's last known addresses; and <br /> b. state the reason or reasons for cancellation or nonrenewal. If notice is mai|ed, proof of mailing will be <br /> sufficient proof of notice. <br /> 3. Conditional Renewal <br /> a. If the Company elects to renew the Policy with decreased cowenago, increased deduotib|eo, any <br /> surcharge or increased premium rates, the Company will furnish the Named Insured with the renewal <br /> terms and a statement of the amount of premium due for the renewal policy period, <br /> No:� 596371335 <br /> G-118039-A32 (6-08) Policy <br /> Endorsement No: 4 <br /> PoQe2 � <br /> Effective �e��� 1U/iS/2Q1G <br /> {�ontinen1aiCooum8yCompany ` � <br /> Insured Name: Batch, Poore&Williams, PC <br /> ©CNA All Rights Reserved. <br />