Orange County NC Website
DocuSign Envelope ID: E9DE81F9-0070-4074-8F70-93DABC24ACE1 A - continued <br /> Provider's Outside Agency Application <br /> MAIN APPLICATION <br /> Legal Information: <br /> • Legal Information Services: 15-minute telephone consultation with a volunteer attorney to <br /> discuss issues such as divorce, child custody, consumer law, and tenants' rights. Clients are <br /> informed about what they are able to do legally on their own vs. what must be done with <br /> attorney representation in order to achieve cost savings. <br /> • Community Legal Project: University of North Carolina law students provide 30-minute in-person <br /> appointments to discuss clients' legal questions. After the initial appointment, the law student <br /> then researches the issue, composes a memo with relevant information, consults with an <br /> attorney on their information to ensure accuracy, and meets with the client for a follow-up <br /> consultation. <br /> • Our publication Family Law in North Carolina is a guide with up-to-date information on legal <br /> issues like separation, divorce, child custody, child support, and property settlement written by <br /> local attorneys in an easy to use question and answer format using lay language. <br /> • Attorney Referral Notebook: local attorney listing with information on areas of specialty and <br /> fees. <br /> Financial Literacy Education: individual financial counseling (90 min. sessions, client determines <br /> number of sessions desired), financial education workshops and free tax preparation through the <br /> Volunteer Income Tax Assistance (VITA) Program. <br /> Career Exploration and Preparedness: individual career advising (60 min. sessions, client <br /> determines number of sessions desired), career development workshops, and information about <br /> job openings. <br /> c) Describe the local need or problem to be addressed in relation to the Consolidated Plan or <br /> other community priorities (i.e. Council/Board Goals). Cite local data to support the need <br /> for this program and the population being served. <br /> Legal Information: There is significant unmet legal need in our community primarily because of the <br /> cost of representation. In North Carolina, there is only one Legal Aid attorney for every 13,170 low- <br /> income people while there is one private attorney for every 562 people in North Carolina; an <br /> estimated 80% of the civil legal needs of low-income families go unmet every year (NC Equal <br /> Access to Justice Commission). These legal needs may be related to "domestic violence, divorce, <br /> child custody, housing, consumer protection, employment, (and) health", which are all areas that <br /> have a major impact on peoples' lives and in which legal expertise is crucial (NC Equal Access to <br /> Justice Commission). <br /> Financial Literacy Education: In Orange County between 2009 and 2013, 17.8% of the population <br /> was living below the poverty line. Female-headed households with children under 18 had the <br /> highest poverty rate in Orange County at 35.6%, compared with 7.9% for married-couple <br /> households with children under 18 (US. Census Bureau Quick Facts American Community Survey). <br /> Also contributing to poverty among women is the reality of gender pay disparities that continues to <br /> be a problem in the United States. In 2010 North Carolina women earned just 82.5% of their male <br /> counterparts, and the wage gap is significantly larger for women of color. ("The Status of Women in <br /> North Carolina," Institute for Women's Policy Research). Nationally, women are also less likely to <br /> have health insurance and retirement plans (2015 White House Council of Economic Advisers <br /> Report). Because of these factors, women need to save more than their male counterparts <br /> throughout their lives. However, the federal government's Women in America report found that two <br /> out of three women say that they have little or no knowledge of financial products and services. <br /> Career Exploration and Preparedness: Women are more likely to work in industries and positions <br /> that are lower-paying than men (2015 White House Council of Economic Advisers report). In <br /> addition, women tend to hold a disproportionately high percentage of minimum-wage jobs, and <br /> North Carolina has a higher than average percentage of its workforce that are minimum-wage <br /> workers. According to the U.S. Department of Labor, North Carolina had 2.3 million workers who <br /> Main Application 1/24/2016 2:59:42 PM Page 2 1 of 58 <br />