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DocuSign Envelope ID:8C7A270E-432E-42E0-A5B7-5136E53010EC <br /> PI-BELL-1 (11/09) <br /> 1. Hotel expenses incurred which directly result from the cancellation of a scheduled transport <br /> by a commercial transportation carrier, resulting directly from and within forty-eight(48) <br /> hours of a "certified act of terrorism"; and <br /> 2. The increased amount incurred which may result from re-scheduling comparable transport, <br /> to replace a similarly scheduled transport canceled by a commercial transportation carrier <br /> in direct response to a "certified act of terrorism"; <br /> provided that these expenses are not otherwise reimbursable. <br /> F. "Failed donation claim" means written notice to the insured during the policy period of: <br /> 1. The bankruptcy or reorganization of any donor whereby such bankruptcy or reorganization <br /> prevents the donor from honoring a prior written pledge of funds or other measurable, <br /> tangible property to the insured; or <br /> 2. The unemployment or incapacitation of a natural person donor preventing him/her from <br /> honoring a prior written pledge of funds or other measurable, tangible property to the <br /> insured. <br /> G. "Fundraising expenses" mean deposits forfeited and other charges paid by you for catering <br /> services, property and equipment rentals and related transport, venue rentals, accommodations <br /> (including travel), and entertainment expenses less any deposits or other fees refunded or <br /> refundable to you. <br /> H. "Identity theft" means the act of knowingly transferring or using, without lawful authority, a <br /> means of identification of any director or officer(or spouse or"domestic partner"thereof) of the <br /> named insured with the intent to commit, or to aid or abet another to commit, any unlawful <br /> activity that constitutes a violation of federal law or a felony under any applicable state or local <br /> law. <br /> I. "Identity theft expenses" mean: <br /> 1. Costs for notarizing affidavits or similar documents attesting to fraud required by financial <br /> institutions or similar credit grantors or credit agencies; <br /> 2. Costs for certified mail to law enforcement agencies, credit agencies, financial institutions <br /> or similar credit grantors; and <br /> 3. Loan application fees for re-applying for a loan or loans when the original application is <br /> rejected solely because the lender received incorrect credit information. <br /> J. "Improper acts" means any actual or alleged act of: <br /> 1. Sexual abuse; <br /> 2. Sexual intimacy; <br /> 3. Sexual molestation; or <br /> 4. Sexual assault; <br /> committed by an insured against any natural person who is not an insured. Such "improper <br /> acts" must have been committed by the insured while in his or her capacity as an insured. <br /> K. "Injury"whenever used in this endorsement, other than in Section III. A. Business Travel, <br /> Page 7 of 8 <br /> ©2009 Philadelphia Indemnity Insurance Company <br />