2016-325-E Health - The NC Public Health Foundation for smoking cessation counseling

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DocuSign Envelope ID:91 F43AFA-8CB4-4861-887A-F304C7A6614B (2) The furnishing of alcoholic beverages to a SECTION II—WHO IS AN INSURED person under the legal drinking age or un- 1. If you are designated in the Declarations as: der the influence of alcohol; or a. An individual, you and your spouse are insur- (3) Any statute, ordinance or regulation relating eds. to the sale, gift, distribution or use of alco- holic beverages. b. A partnership or joint venture, you are an in- sured. Your members, your partners, and their f. Other Insurance spouses are also insureds, but only with re- Any "injury' with respect to which other insur- spect to the conduct of your business. ance is afforded, or would be afforded but for c. A limited liability company, you are an insured. the exhaustion of the limits of insurance. Your members are also insureds, but only with This exclusion does not apply if the other insur- respect to the conduct of your business. Your ance responds to liability for "injury' imposed managers are insureds, but only with respect to on the insured by reason of the selling, serving their duties as your managers. or furnishing of any alcoholic beverage. d. An organization other than a partnership, joint SUPPLEMENTARY PAYMENTS venture or limited liability company, you are an We will pay, with respect to any claim we investigate insured. Your "executive officers" and directors or settle,or any"suit"against an insured we defend: are insureds, but only with respect to their du ties as your officers or directors. Your stock- 1. All expenses we incur. holders are also insureds, but only with respect 2. The cost of bonds to release attachments, but only to their liability as stockholders. for bond amounts within the applicable limit of in- 2. Each of the following is also an insured: surance.We do not have to furnish these bonds. a. Your "employees", other than either your "ex- 3. All reasonable expenses incurred by the insured at ecutive officers" (if you are an organization our request to assist us in the investigation or de- other than a partnership,joint venture or limited fense of the claim or "suit", including actual loss of liability company) or your managers (if you are earnings up to$250 a day because of time off from a limited liability company), but only for acts work. within the scope of their employment by you or 4. All costs taxed against the insured in the "suit". while performing duties related to the conduct 5. Prejudgment interest awarded against the insured of your business. However, none of these "em on that part of the judgment we pay. If we make an ployees" is an insured for: offer to pay the applicable limit of insurance, we (1) "Injury': will not pay any prejudgment interest based on that (a) To you, to your partners or members (if period of time after the offer. you are a partnership or joint venture), to 6. All interest on the full amount of any judgment that your members (if you are a limited liabil- accrues after entry of the judgment and before we ity company), or to a co-"employee" have paid, offered to pay, or deposited in court the while that co-"employee"is either in the part of the judgment that is within the applicable course of his or her employment or per- limit of insurance. forming duties related to the conduct of 7. Expenses incurred by the insured for first aid ad your business; ad- ministered to others at the time of an event to (b) To the spouse, child, parent, brother or which this insurance applies. sister of that co-"employee" as a conse- These payments will not reduce the limits of insur- ance. (c) For which there is any obligation to share damages with or repay someone else who must pay damages because of the injury described in paragraphs (1)(a) or(b)above. Page 2 of 5 Copyright, Insurance Services Office, Inc., 1994 CG 00 33 01 96 ❑