2016-325-E Health - The NC Public Health Foundation for smoking cessation counseling

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DocuSign Envelope ID:91 F43AFA-8CB4-4861-887A-F304C7A6614B COMMERCIAL GENERAL LIABILITY CG 00 33 01 96 LIQUOR LIABILITY COVERAGE FORM Various provisions in this policy restrict coverage. 2. Exclusions Read the entire policy carefully to determine rights, duties and what is and is not covered. This insurance does not apply to: Throughout this policy the words you and "your" refer a. Expected or Intended Injury to the Named Insured shown in the Declarations, and "Injury' expected or intended from the stand- any other person or organization qualifying as a point of the insured. This exclusion does not Named Insured under this policy.The words "we", "us" apply to "bodily injury' resulting from the use of and our refer to the Company providing this insur- reasonable force to protect persons or prop- ance. erty. The word "insured" means any person or organization b. Workers Compensation and Similar Laws qualifying as such under WHO IS AN INSURED (Sec- Any obligation of the insured under a workers tion II). compensation, disability benefits or unemploy- Other words and phrases that appear in quotation ment compensation law or any similar law. marks have special meaning. Refer to DEFINITIONS c. Employer's Liability (Section V). SECTION I—LIQUOR LIABILITY COVERAGE "Bodily injury to: 1. Insuring Agreement (1) An "employee" of the insured arising out of and in the course of: a. We will pay those sums that the insured be- (a) Employment by the insured;or comes legally obligated to pay as damages be- cause of"injury'to which this insurance applies (b) Performing duties related to the conduct if liability for such "injury' is imposed on the in- of the insured's business; or sured by reason of the selling, serving or fur- (2) The spouse, child, parent, brother or sister nishing of any alcoholic beverage. We will have of that "employee" as a consequence of the right and duty to defend the insured against paragraph (1)above. any "suit" seeking those damages. However, This exclusion applies: we will have no duty to defend the insured against any "suit" seeking damages for "injury' (1) Whether the insured may be liable as an to which this insurance does not apply. We employer or in any other capacity; and may, at our discretion, investigate any "injury' (2) To any obligation to share damages with or and settle any claim or "suit" that may result. repay someone else who must pay dam- But: ages because of the"injury'. (1) The amount we will pay for damages is d. Liquor License Not in Effect limited as described in LIMITS OF "Injury' arising out of any alcoholic beverage INSURANCE(Section III); and sold, served or furnished while any required li- (2) Our right and duty to defend end when we cense is suspended or after such license ex- have used up the applicable limit of insur- pires, is cancelled or revoked. ance in the payment of judgments or set- tlements. e. Your Product No other obligation or liability to pay sums or "Injury' arising out of "your product". This ex perform acts or services is covered unless ex- clusion does not apply to "injury" for which the plicitly provided for under SUPPLEMENTARY insured or the insured's indemnitees may be PAYMENTS. held liable by reason of: b. This insurance applies to "injury' which occurs (1) Causing or contributing to the intoxication of during the policy period in the "coverage terri- any person; tory'. CG 00 33 01 96 Copyright, Insurance Services Office, Inc., 1994 Page 1 of 5 ❑