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DocuSign Envelope ID:91 F43AFA-8CB4-4861-887A-F304C7A6614B <br /> (2) The coverage afforded by this insurance is primary and non-contributory with the additional <br /> insured(s)'own insurance. <br /> Paragraphs (1) and (2) do not apply to other insurance to which the additional insured(s) has <br /> been added as an additional insured or to other insurance described in paragraph b. below. <br /> b. Excess Insurance <br /> This insurance is excess over: <br /> 1. Any of the other insurance, whether primary,excess, contingent or on any other basis: <br /> (a) That is Fire, Extended Coverage, Builder's Risk, Installation Risk or similar coverage for <br /> your work"; <br /> (b) That is fire, lightning, or explosion insurance for premises rented to you or temporarily <br /> occupied by you with permission of the owner; <br /> (c) That is insurance purchased by you to cover your liability as a tenant for "property <br /> damage"to premises temporarily occupied by you with permission of the owner;or <br /> (d) If the loss arises out of the maintenance or use of aircraft, "autos" or watercraft to the <br /> extent not subject to Exclusion g. of SECTION I — COVERAGE A — BODILY INJURY <br /> AND PROPERTY DAMAGE. <br /> (e) That is any other insurance available to an additional insured(s) under this Endorsement <br /> covering liability for damages arising out of the premises or operations, or products- <br /> completed operations, for which the additional insured(s) has been added as an <br /> additional insured by that other insurance. <br /> (1) When this insurance is excess, we will have no duty under Coverages A or B to defend the <br /> additional insured(s)against any"suit" if any other insurer has a duty to defend the additional <br /> insured(s) against that "suit". If no other insurer defends, we will undertake to do so, but we <br /> will be entitled to the additional insured(s)' rights against all those other insurers. <br /> (2) When this insurance is excess over other insurance, we will pay only our share of the amount <br /> of the loss, if any, that exceeds the sum of: <br /> (a) The total amount that all such other insurance would pay for the loss in the absence of <br /> this insurance; and <br /> (b) The total of all deductible and self-insured amounts under all that other insurance. <br /> (3) We will share the remaining loss, if any, with any other insurance that is not described in this <br /> Excess Insurance provision and was not bought specifically to apply in excess of the Limits <br /> of Insurance shown in the Declarations of this Coverage Part. <br /> c. Methods of Sharing <br /> If all of the other insurance available to the additional insured(s) permits contribution by equal <br /> shares, we will follow this method also. Under this approach each insurer contributes equal <br /> amounts until it has paid its applicable limit of insurance or none of the loss remains, whichever <br /> comes first. <br /> If any other the other insurance available to the additional insured(s)does not permit contribution <br /> by equal shares, we will contribute by limits. Under this method, each insurer's share is based on <br /> the ratio of its applicable limit of insurance to the total applicable limits of insurance of all insurers. <br /> ANI-RRG E61 02 13 Page 2 of 2 <br />