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DocuSign Envelope ID:91 F43AFA-8CB4-4861-887A-F304C7A6614B <br /> This exclusion shall apply regardless of the legal form ANY claim or complaint may take, and shall apply <br /> to each and every cause of action and allegation contained in a claim or complaint if ANY cause of action <br /> or allegation in that claim or complaint in ANY manner sets forth an allegation of ANY form of improper <br /> sexual conduct or physical abuse. For example, if a claim is made or a complaint is filed against an <br /> individual or entity referred to in paragraph A above,there is NO COVERAGE for ANY individual or entity <br /> under the policy, regardless of ANY other coverage provisions that might otherwise apply. <br /> BINDING ARBITRATION CLAUSE <br /> All disputes which may arise under or in connection with the applicability of this exclusion shall be <br /> submitted to the American Arbitration Association under and in accordance with its then prevailing <br /> commercial arbitration rules.The arbitration shall be held in San Francisco, California. The decision <br /> rendered by the arbitration shall be final and binding upon all parties and judgment thereon may be <br /> entered in any court having jurisdiction thereof, <br /> COVERAGE AVAILABLE (OPTIONAL) <br /> IMPROPER SEXUAL CONDUCT AND PHYSICAL ABUSE LIABILITY COVERAGE <br /> Coverage for improper sexual conduct and physical abuse liability may be purchased as an optional <br /> coverage.This optional improper sexual abuse and physical abuse liability coverage is provided only by <br /> the Improper Sexual Conduct and Physical Abuse Liability Coverage Form. Such coverage is provided <br /> only if the coverage is shown in the Declarations, the additional premium indicated has been paid and the <br /> Improper Sexual Conduct and Physical Abuse Liability Coverage Form has been attached to this <br /> insurance policy. <br /> ANI-RRG-X1 0215 <br />