Orange County NC Website
Browse       Search
DocuSign Envelope ID:91 F43AFA-8CB4-4861-887A-F304C7A6614B <br /> d. Your legal representative if you die, but only 2. The General Aggregate Limit is the most we will <br /> with respect to duties as such.That representa- pay for the sum of: <br /> tive will have all your rights and duties under a. Medical expenses under Coverage C; <br /> this Coverage Part. <br /> b. Damages under Coverage A, except damages <br /> 3. With respect to "mobile equipment" registered in because of "bodily injury" or "property damage" <br /> your name under any motor vehicle registration included in the "products-completed operations <br /> law, any person is an insured while driving such hazard"; and <br /> equipment along a public highway with your per- <br /> mission. Any other person or organization respon- c. Damages under Coverage B. <br /> sible for the conduct of such person is also an in- 3. The Products-Completed Operations Aggregate <br /> sured, but only with respect to liability arising out of Limit is the most we will pay under Coverage A for <br /> the operation of the equipment, and only if no other damages because of "bodily injury" and "property <br /> insurance of any kind is available to that person or damage" included in the "products-completed op- <br /> organization for this liability. However, no person or erations hazard". <br /> organization is an insured with respect to: 4. Subject to 2. above, the Personal and Advertising <br /> a. "Bodily injury" to a co-"employee"of the person Injury Limit is the most we will pay under Coverage <br /> driving the equipment; or B for the sum of all damages because of all "per- <br /> b. "Property damage" to property owned by, sonal and advertising injury" sustained by any one <br /> rented to, in the charge of or occupied by you person or organization. <br /> or the employer of any person who is an in- 5. Subject to 2. or 3. above, whichever applies, the <br /> sured under this provision. Each Occurrence Limit is the most we will pay for <br /> 4. Any organization you newly acquire or form, other the sum of: <br /> than a partnership, joint venture or limited liability a. Damages under Coverage A; and <br /> company, and over which you maintain ownership b. Medical expenses under Coverage C <br /> or majority interest,will qualify as a Named Insured <br /> if there is no other similar insurance available to because of all "bodily injury" and "property dam- <br /> that organization. However: age"arising out of any one"occurrence". <br /> a. Coverage under this provision is afforded only 6. Subject to 5. above, the Damage To Premises <br /> until the 90th day after you acquire or form the Rented To You Limit is the most we will pay under <br /> organization or the end of the policy period, Coverage A for damages because of "property <br /> whichever is earlier; damage"to any one premises, while rented to you, <br /> b. Coverage A does not apply to "bodily injury or or in the case of damage by fire, while rented to you f the or temporarily occupied by you with permission <br /> "property damage" that occurred before you of t <br /> acquired or formed the organization; and he owner. <br /> c. Coverage B does not apply to "personal and 7. Subject to 5. above, the Medical Expense Limit is <br /> the most we will pay under Coverage C for all <br /> advertising injury" arising out of an offense <br /> sus- <br /> committed before you acquired or formed the medical expenses because of "bodily injury" sus <br /> tained by any one person. <br /> organization. <br /> No person or organization is an insured with respect The Limits of Insurance of this Coverage Part apply <br /> to the conduct of any current or past partnership, joint separately to each consecutive annual period and to <br /> venture or limited liability company that is not shown any remaining period of less than 12 months, starting <br /> as a Named Insured in the Declarations. with the beginning of the policy period shown in the <br /> Declarations, unless the policy period is extended <br /> SECTION III—LIMITS OF INSURANCE after issuance for an additional period of less than 12 <br /> 1. The Limits of Insurance shown in the Declarations months. In that case, the additional period will be <br /> and the rules below fix the most we will pay re- deemed part of the last preceding period for purposes <br /> gardless of the number of: of determining the Limits of Insurance. <br /> a. Insureds; <br /> b. Claims made or"suits" brought; or <br /> c. Persons or organizations making claims or <br /> bringing "suits". <br /> Page 8 of 13 Copyright, Insurance Services Office, Inc., 1997 CG 00 01 07 98 ❑ <br />