2016-325-E Health - The NC Public Health Foundation for smoking cessation counseling

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DocuSign Envelope ID:91 F43AFA-8CB4-4861-887A-F304C7A6614B COMMERCIAL GENERAL LIABILITY CG 00 01 07 98 COMMERCIAL GENERAL LIABILITY COVERAGE FORM Various provisions in this policy restrict coverage. b. This insurance applies to "bodily injury' and Read the entire policy carefully to determine rights, "property damage"only if: duties and what is and is not covered. (1) The "bodily injury' or "property damage" is Throughout this policy the words you and "your" refer caused by an "occurrence" that takes place to the Named Insured shown in the Declarations, and in the"coverage territory"; and any other person or organization qualifying as a (2) The "bodily injury' or "property damage" Named Insured under this policy.The words "we", "us" occurs during the policy period. and our refer to the company providing this insur- ance. c. Damages because of "bodily injury' include damages claimed by any person or organiza- The word "insured" means any person or organization tion for care, loss of services or death resulting qualifying as such under Section II — Who Is An In- at any time from the"bodily injury'. sured. Other words and phrases that appear in quotation 2 Exclusions marks have special meaning. Refer to Section V — This insurance does not apply to: Definitions. a. Expected Or Intended Injury SECTION I—COVERAGES "Bodily injury' or "property damage" expected COVERAGE A BODILY INJURY AND PROPERTY or intended from the standpoint of the insured. DAMAGE LIABILITY This exclusion does not apply to "bodily injury" resulting from the use of reasonable force to 1. Insuring Agreement protect persons or property. a. We will pay those sums that the insured be- b. Contractual Liability comes legally obligated to pay as damages be- cause of"bodily injury' or "property damage" to "Bodily injury' or "property damage" for which which this insurance applies. We will have the the insured is obligated to pay damages by right and duty to defend the insured against any reason of the assumption of liability in a con- "suit"seeking those damages. However,we will tract or agreement. This exclusion does not have no duty to defend the insured against any apply to liability for damages: "suit" seeking damages for "bodily injury' or (1) That the insured would have in the absence "property damage"to which this insurance does of the contract or agreement; or not apply. We may, at our discretion, investi- (2) Assumed in a contract or agreement that is gate any "occurrence" and settle any claim or an "insured contract", provided the "bodily suit"that may result. But: injury' or "property damage" occurs subse- (1) The amount we will pay for damages is quent to the execution of the contract or limited as described in Section III — Limits agreement. Solely for the purposes of liabil- Of Insurance; and ity assumed in an "insured contract", rea- (2) Our right and duty to defend end when we sonable attorney fees and necessary litiga- have used up the applicable limit of insur- tion expenses incurred by or for a party ance in the payment of judgments or set- other than an insured are deemed to be tlements under Coverages A or B or medi- damages because of "bodily injury' or cal expenses under Coverage C. "property damage", provided: No other obligation or liability to pay sums or (a) Liability to such party for, or for the cost perform acts or services is covered unless ex- of, that party's defense has also been plicitly provided for under Supplementary Pay- assumed in the same "insured contract"; ments—Coverages A and B. and CG 00 01 07 98 Copyright, Insurance Services Office, Inc., 1997 Page 1 of 13 ❑