2016-325-E Health - The NC Public Health Foundation for smoking cessation counseling

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DocuSign Envelope ID:91 F43AFA-8CB4-4861-887A-F304C7A6614B 3. If the provisions of this endorsement do C. The following exclusion is added: NOT become applicable, any terrorism en- EXCLUSION OF TERRORISM dorsement already endorsed to this policy, that addresses "certified acts of terrorism" We will not pay for any injury or damage" caused and/or "other acts of terrorism", will con- directly or indirectly by "terrorism", including action tinue in effect unless we notify you of in hindering or defending against an actual or ex- changes to that endorsement in response pected incident of "terrorism". Any injury or dam- to federal law. age" is excluded regardless of any other cause or event that contributes concurrently or in any se- B. The following definitions are added and apply quence to such injury or damage. But this exclu- under this endorsement wherever the term terror- sion applies only when one or more of the fol- ism, or the phrase any injury or damage, are en- lowing are attributed to an incident of closed in quotation marks: "terrorism": 1. "Terrorism" means activities against persons, 1. The "terrorism" is carried out by means of the organizations or property of any nature: dispersal or application of radioactive material, a. That involve the following or preparation for or through the use of a nuclear weapon or de- the following: vice that involves or produces a nuclear reac- (1) Use or threat of force or violence; or tion, nuclear radiation or radioactive contami- nation; or (2) Commission or threat of a dangerous act; or 2. Radioactive material is released, and it ap- pears that one purpose of the "terrorism" was (3) Commission or threat of an act that to release such material; or interferes with or disrupts an electronic, communication, information, or mechan 3. The "terrorism" is carried out by means of the ical system; and dispersal or application of pathogenic or poi- sonous biological or chemical materials; or b. When one or both of the following applies: 4. Pathogenic or poisonous biological or chemical (1) The effect is to intimidate or coerce a materials are released, and it appears that one government or the civilian population or purpose of the "terrorism" was to release such any segment thereof, or to disrupt any materials; or segment of the economy; or 5. The total of insured damage to all types of (2) It appears that the intent is to intimidate property exceeds $25,000,000. In determining or coerce a government, or to further whether the $25,000,000 threshold is exceed- political, ideological, religious, social or ed, we will include all insured damage sus- economic objectives or to express (or tained by property of all persons and entities express opposition to) a philosophy or affected by the "terrorism" and business inter- ideology. ruption losses sustained by owners or occu- 2. Any injury or damage" means any injury or pants of the damaged property. For the pur- damage covered under any Coverage Part or pose of this provision, insured damage means Policy to which this endorsement is applicable, damage that is covered by any insurance plus and includes but is not limited to "bodily injury", damage that would be covered by any insur- "property damage", "personal and advertising ance but for the application of any terrorism injury", "injury' or "environmental damage" as exclusions; or may be defined in any applicable Coverage 6. Fifty or more persons sustain death or serious Part or Policy. physical injury. For the purposes of this provi- sion, serious physical injury means: a. Physical injury that involves a substantial risk of death; or b. Protracted and obvious physical disfigure- ment; or c. Protracted loss of or impairment of the function of a bodily member or organ. Page 2 of 3 © ISO Properties, Inc., 2005 CG 21 87 01 07 ❑