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DocuSign Envelope ID:555476E3-EEA5-4798-A206-693D97B8251D <br /> Page 2 54643 (01-90) <br /> OWNERS INS. CO. Issued 06-16-2015 <br /> AGENCY HIGH & RUBISH INSURANCE AGENCY Company POLICY NUMBER 47-340-826-00 <br /> 15-0936-00 MKT TERR 050 Bill Company Use 35-57-NC-0708 <br /> INSURED SHEER ASSOCIATES INC Term 08-01-2015 to 08-01-2016 <br /> LOCATION 001 <br /> LOCATION: 202 PRESQUE ISLE LN CHAPEL HILL NC 27514-6986 <br /> COVERAGES DED LIMITS PREMIUM <br /> TERRORISM - CERTIFIED ACTS INCLUDED <br /> SEE FORM(S) 59350 (01-15), 54309 (07-08), 59390 (01-15) <br /> ADDITIONAL FORMS FOR THIS LOCATION: BP0007 (01-90) BP0116 (03-87) IL0162 (04-90) <br /> IL0269 (10-94) 54094 (03-07) 54238 (12-01) 54244 (05-07) 54309 (07-08) <br /> 54605 (11-88) 54661 (08-91) 59350 (01-15) <br /> LOC 001 BLDG 0001 <br /> COVERAGES DED LIMITS PREMIUM <br /> Business Personal Property - REPL . COST $500 $17,570 $60 .27 <br /> Adjusted Value Factor 0 . 0150 <br /> Business Income And Extra Expense 12 Months Included <br /> Limitation of Coverage for Fungi, Mold, See Form Included <br /> Dry Rot, Wet Rot and Bacteria <br /> COVERAGE PACKAGE: Property Plus -Standard 6.63 <br /> Accounts Receivable 500 100,000 Included <br /> Arson Reward 7,500 Included <br /> Bailees Coverage 5,000 Included <br /> 2,500 Per Item <br /> Building Glass Coverage 250 See Form Included <br /> Business Personal Property - Expanded 500 Up To 1,000 Ft Included <br /> Coverage <br /> Business Personal Property At Fairs 500 5,000 Included <br /> Or Exhibitions <br /> Business Personal Property At Newly 500 500,000/90Days Included <br /> Acquired Premises <br /> Business Personal Property In Transit 500 25,000 Included <br /> Business Personal Property Off Premises 500 25,000 Included <br /> Debris Removal 25,000 Included <br /> Electronic Equipment <br /> Equipment - Unscheduled 500 25,000 Included <br /> Electrical Disturbance See Form 25,000 Included <br /> Mechanical Breakdown 1,000 25,000 Included <br /> Media 25,000 Included <br /> Transportation 25,000 Included <br /> Business Income And Extra Expense 100,000 Included <br /> Fine Arts, Collectibles, And Memorabilia 10,000/ Included <br /> 2,500 Per Item <br /> Fire Department Service Charge 5,000 Included <br /> Fire Extinguisher And Fire Suppression 10,000 Included <br /> System Recharge <br /> Forgery And Alteration 500 10,000 Included <br /> Money & Securities Inside Premises 250 15,000 Included <br /> Money & Securities Outside Premises 250 15,000 Included <br /> Newly Acquired Or Constructed Property 500 1,000,000/ Included <br /> 90 Days <br /> Off-Premises Utility Service Failure 500 50,000 Included <br /> Ordinance Or Law <br /> Coverage A, B And C Combined 50,000 Included <br /> Outdoor Property 500 10,000 Included <br /> Trees, Shrubs Or Plants 500 1,000 Per Item Included <br /> Outdoor Signs 250 5,000 Included <br /> Personal Effects And Property Of Others 500 15,000 Included <br /> Pollutant Clean Up And Removal 25,000 Included <br /> Refrigerated Products 500 10,000 Included <br /> Rekeying Of Locks 1,000 Included <br /> Salesperson's Samples 10,000 <br />