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DocuSign Envelope ID:6E5B8A48-FE5F-4D57-9897-69AA9521C25F <br /> Exhibit A <br /> Proposal for Housing Counseling Services <br /> Introduction and Background <br /> The Centre for Homeownership & Economic Development Corporation (CHOEDC)proposes to <br /> offer housing counseling for rental and affordable housing opportunities to the citizens of Orange <br /> County. We are a HUD Approved Certified Housing Counseling Agency with certified case <br /> managers who are trained to work with families and individuals that need to explore housing <br /> stability in the community. <br /> Historically, a large segment of the households in Orange County earn less than 80% of median <br /> income. Therefore, housing counseling is essential to the success of individuals that are seeking <br /> safe, decent and affordable housing opportunities in Orange County. <br /> We feel that case management is very essential in the needs of Orange County residents as it has <br /> been defined as a"collaborative process that assesses,plans, implements, coordinates, monitors, <br /> and evaluates the options and services required for human service needs. <br /> Scope of Services <br /> The Centre for Homeownership proposes to provide (3) areas of defined housing counseling <br /> services. <br /> 1. Budget, Money Management and Life Skills Counseling and Education to public housing <br /> recipients with the objective of enhancing their financial management skills and improving their <br /> financial health and stability. The service will also provide follow up and monitoring techniques <br /> needed in order to support their life skills with the main focus on building wealth and long term <br /> financial independence. <br /> 2. Home Purchase Counseling: Counseling available to increase client awareness of the process of <br /> becoming a homeowner and to calculate the affordability of homeownership. The program will <br /> provide one-on-one pre-purchase counseling sessions that will involve obtaining information to <br /> identify the client's housing need and goals. Services will include analyzing borrower's income <br /> and debt information. We will design a homeownership action plan that outlines specific next steps <br /> in the purchase process. <br /> 3. Financial Literacy Program that will act as an entry point for voucher holders in a two-part <br /> financial literacy training session. Clients will attend a two-part program that will establish their <br /> housing goals and work on financial goals for a family self-sufficiency program. We plan to <br /> implement an IDA savings plan through a local community bank. This program will act as a <br /> matched savings account that will help people with modest means to save towards the purchase of <br /> a lifelong asset, such as a home. <br /> (Centre for HomeOwnership and Economic Development) <br /> Orange County Outside Agency Performance Agreement Page 8 of 7 <br /> Rev. 6/15 <br />