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FIRST AMERICAN TITLE INSURANCE COMPANY <br /> Policy No. 201500290CAF <br /> 10. Declaration of Easement for Sewer Lift Station/Sewer Pump Station recorded <br /> in Book 4161 at Page 195. <br /> 11. Any encroachment, encumbrance, violation, variation, or adverse <br /> circumstance affecting the Title that would be disclosed by an accurate and <br /> complete land survey of the Land. The term "encroachment" includes encroachments <br /> of existing improvements located on the Land onto adjoining land, and <br /> encroachments onto the Land of existing improvements located on adjoining land. <br /> Paragraph 2 (c) of the Covered Risks is hereby deleted. NOTE: Upon receipt of <br /> satisfactory plat of survey and surveyor's report, this exception will be <br /> eliminated or amended in accordance with the facts disclosed thereby. <br /> NOTE: The following endorsements are attached to the mortgagee's final policy: <br /> ALTA 6-06 <br /> ALTA 8.2-06 <br /> ALTA 14-06 <br /> AFFIRMATIVE INSURED CLOSING PROTECTION COVERAGE PROVIDED - As to the transaction <br /> for which this binder and/or policy is issued, the Company affords insured <br /> closing protection as described in the North Carolina Insured Closing Protection <br /> Letter (NCTIRB-01-2003) to the Proposed and/or Insured Lender and its successors <br /> and/or the Proposed and/or Insured Owner. Said letter is incorporated herein in <br /> its entirety. The approved attorney is the Closing Attorney referenced above. <br /> Claims under such letter shall be made promptly to the Company at its claims <br /> office at P.O. Drawer 2637, Chapel Hill, NC 27515 <br /> FATIC-439 Page 4 <br />