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DocuSign Envelope ID:8B670D51-A7FD-4694-8E94-963553021305 <br /> CREDIT UNION ADVANTAGE ENDORSEMENT <br /> MANAGEMENT & PROFESSIONAL LIABILITY POLICY <br /> ADDITIONAL DEFINITIONS <br /> Member <br /> "Member" means any natural person or an entity that has or has had a share account at the "insured <br /> organization." <br /> Payment Of Deposit Act <br /> "Payment of deposit act" means any unintentional error or omission in payment of shares or deposits or <br /> in the application of funds received from a"member." <br /> Shared Branching Facility <br /> "Shared branching facility" means a staffed office location that provides members of any credit union, <br /> other than the "insured organization," the ability to interact with an "insured person" to transact <br /> business on behalf of the member with their respective credit union, pursuant to a written contract that <br /> at a minimum includes share deposit and share withdrawal transactions. <br /> Trade Practices Act <br /> "Trade practices act" means any unintentional violation of any unfair or deceptive trade practices act, <br /> statute or regulation. <br /> DEFINITION <br /> Wrongful Professional Liability Act <br /> The Wrongful Professional Liability= Act Definition in the Terms, Conditions And Other Provisions is <br /> replaced with the following: <br /> "Wrongful professional liability act" means: <br /> a. "Wrongful lending liability act," but only to the extent Lender Liability Coverage is provided in this <br /> Policy; <br /> b. "Wrongful vicarious lending liability act," but only to the extent Lender Liability Coverage is <br /> provided in this Policy; and <br /> c. "Wrongful credit union services liability= act," but only to the extent Credit Union Professional <br /> Liability Coverage is provided in this Policy. <br /> SCM 09/30/2014 <br /> MPL 0102 07 13 CUMIS Insurance Society, Inc. Page 3 of 7 <br />