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DocuSign Envelope ID:8B670D51-A7FD-4694-8E94-963553021305 <br /> MANAGEMENT LIABILITY COVERAGE - NON-PROFIT <br /> MANAGEMENT & PROFESSIONAL LIABILITY POLICY <br /> ADDITIONAL DEFINITIONS <br /> Identity Theft <br /> "Identity theft" means the act of knowingly transferring or using, without lawful authority, a means of <br /> identification of any "director or officer" (or spouse or "domestic partner" thereof) with the intent to <br /> commit, or to aid or abet another to commit, any unlawful activity that constitutes a violation of federal <br /> law or a felony under any applicable state or local law. <br /> Identity Theft Expenses <br /> "Identity theft expenses" means: <br /> a. Costs for notarizing affidavits or similar documents attesting to fraud required by credit agencies, <br /> financial institutions or similar credit grantors; <br /> b. Costs for certified mail to law enforcement agencies, credit agencies, financial institutions or similar <br /> credit grantors; <br /> c. Loan application fees for re-applying for a loan or loans when the original application is rejected <br /> solely because the lender received incorrect credit information; <br /> d. Costs for long distance telephone calls to law enforcement agencies, credit agencies, financial <br /> institutions or similar credit grantors, merchants or other credit grantors to report or discuss any <br /> covered"identity theft"; <br /> e. Lost wages, up to a maximum payment of$750 per week for a maximum period of six weeks, as a <br /> result of absence from employment: <br /> 1) To communicate with law enforcement agencies, credit agencies, financial institutions or similar <br /> credit grantors,merchants or other credit grantors or legal counsel; <br /> 2) To complete fraud affidavits or similar documents; or <br /> 3) Due to wrongful incarceration arising from someone having committed a crime in the name of a <br /> "director or officer," provided the "director or officer" is acquitted or charges are dismissed <br /> related to the acts that caused the incarceration; and <br /> f. Costs for daycare and eldercare incurred solely as a result of any "identity theft" discovered during <br /> the "policy period," <br /> incurred after written notice is provided to the "insurance organization" and consent is received from <br /> the "insurance organization." <br /> MPL 0100 07 13 CUMIS Insurance Society, Inc. Page 4 of 7 <br />