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DocuSign Envelope ID:8B670D51-A7FD-4694-8E94-963553021305 <br /> MANAGEMENT LIABILITY COVERAGE - NON-PROFIT <br /> MANAGEMENT & PROFESSIONAL LIABILITY POLICY <br /> COVERAGES <br /> Investigative Costs <br /> If Investigative Costs Coverage is granted as shown in Item 8. (A) on the Declarations, the "insurance <br /> organization" shall pay on behalf of the "insured organization" reasonable costs, charges, fees (including <br /> attorneys' fees, consultants' fees, and experts' fees) and expenses (other than regular or overtime wages, <br /> salaries or fees of an "insured person") incurred by the "insured organization" including its board of <br /> directors, board of managers, or any committee thereof and incurred after written notice is provided to <br /> the "insurance organization" and consent is received from the "insurance organization," in connection <br /> with the "insured organization's" investigation or evaluation of any written demand first made during <br /> the "policy period" against the board of directors or board of managers of such "insured organization," <br /> or,if exercised, the Extended Reporting Period. <br /> Provided,however,Investigative Costs Coverage shall only apply to a written demand: <br /> a. Brought by any natural person made without the instigation, solicitation, assistance or active <br /> participation of any"insured person"; and <br /> b. That is a civil proceeding in a court of law against any "insured person" for a covered "wrongful <br /> management liability act." <br /> Director And Officer Umbrella <br /> If Director And Officer Umbrella Coverage is granted as shown in Item 8. (A) on the Declarations, the <br /> "insurance organization" shall pay on behalf of any "insured person," "loss" for which the "insured <br /> person" is legally obligated to pay and that the "insured person" is not indemnified by the "insured <br /> organization" as a result of any "claim" first made during the "policy period" against them, individually <br /> or otherwise or, if exercised, the Extended Reporting Period, for a "wrongful management liability act" <br /> occurring before or during the "policy period." <br /> The Director And Officer Umbrella Annual Aggregate Limit Of Liability, shown in Item 8. (A) on the <br /> Declarations, shall be in addition to the Annual Aggregate Limit Of Liability for Management Liability <br /> Individual Coverage as shown in Item 3. (A) on the Declarations, and no deductible shall apply to this <br /> coverage. Director And Officer Umbrella Coverage shall apply only if any other valid and collectable <br /> insurance is not available to the "insured person" whether the insurance is provided in this Policy or <br /> provided in any other policy. <br /> For purposes of Director And Officer Umbrella Coverage, the following are deleted from the Terms, <br /> Conditions And Other Provisions: <br /> a. Insured Versus Insured Exclusion; and <br /> b. Pollution Or Nuclear Exclusion. <br /> MPL 0100 07 13 CUMIS Insurance Society, Inc. Page 2 of 7 <br />