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DocuSign Envelope ID:8B670D51-A7FD-4694-8E94-963553021305 <br /> TERMS, CONDITIONS AND OTHER PROVISIONS <br /> MANAGEMENT & PROFESSIONAL LIABILITY POLICY <br /> EXCLUSIONS <br /> Privacy And Security <br /> For "loss" related to any "claim" based upon, arising out of, attributable to, resulting directly or <br /> indirectly from: <br /> a. Unauthorized access of"personal information"; or <br /> b. Violation of a person's right to privacy. <br /> Provided,however, this exclusion shall not apply to any"director or officer." <br /> Recovery By Bonding Company <br /> For "loss" related to any "claim" based upon, arising out of, attributable to or resulting directly or <br /> indirectly from the assertion of subrogation or recovery rights by or on behalf of any fidelity bonding <br /> company or fidelity insurer. <br /> Remuneration <br /> For "loss" related to any "claim" based upon, arising out of, attributable to, resulting directly or <br /> indirectly from any "insured" gaining any profit, unjust enrichment, remuneration or advantage that <br /> such "insured" was not legally entitled but only if a final adjudication establishes that the "insured" was <br /> not legally entitled to such profit, enrichment,remuneration or advantage. <br /> MPL 0002 07 13 CUMIS Insurance Society, Inc. Page 18 of 30 <br />