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DocuSign Envelope ID:8B670D51-A7FD-4694-8E94-963553021305 <br /> POLICYHOLDER DISCLOSURE <br /> NOTICE OF TERRORISM INSURANCE COVERAGE <br /> The federal Terrorism Risk Insurance Act requires notification of coverage for losses arising out of acts of <br /> terrorism. As defined in the Terrorism Risk Insurance Act, the term certified "act of terrorism" means any <br /> act that is certified by the Secretary of the Treasury, in concurrence with the Secretary of State, and the <br /> Attorney General of the United States, to be an act of terrorism; to be a violent act or an act that is <br /> dangerous to human life, property or infrastructure; to have resulted in damage within the United States, or <br /> outside the United States in the case of an air carrier or vessel or the premises of a United States mission; <br /> and to have been committed by an individual or individuals as part of an effort to coerce the civilian <br /> population of the United States or to influence the policy or affect the conduct of the United States <br /> Government by coercion. <br /> Coverage for certified "acts of terrorism" is included in your policy. The United States Government, <br /> Department of the Treasury will pay a share of terrorism losses insured under the federal program. The <br /> federal share equals 85% of that portion of the amount of such insured losses that exceeds the applicable <br /> insurer retention. However, if aggregate insured losses attributable to terrorist acts certified under the <br /> Terrorism Risk Insurance Act exceed $100 billion in a Program Year Uanuary 1 through December 31), the <br /> Treasury shall not make any payment for any portion of the amount of such losses that exceeds $100 billion. <br /> If aggregate insured losses attributable to terrorist acts certified under the Terrorism Risk Insurance Act <br /> exceed $100 billion in a Program Year (January 1 through December 31) and we have met our insurer <br /> deductible under the Terrorism Risk Insurance Act,we shall not be liable for the payment of any portion of <br /> the amount of such losses that exceeds $100 billion, and in such case insured losses up to that amount are <br /> subject to pro rata allocation in accordance with procedures established by the Secretary of the Treasury. <br /> The summary of the Terrorism Risk Insurance Act and the coverage under your policy contained in this <br /> notice is necessarily general in nature. Your policy contains specific terms, definitions, exclusions and <br /> conditions. In case of any conflict,your policy language will control the resolution of all coverage questions. <br /> The portion of your annual premium attributable to coverage for acts of terrorism is currently waived. <br /> 255 CUN A257 02 08 CUMIS Insurance Society, Inc. Page 1 of 1 <br />