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Chubb Group of Insurance Companies ForeFront Portfol0o <br /> 15 Mountain View Road For Not-for-Profit Organizations <br /> Warren, New Jersey 07059 General Terms and Conditions Section <br /> cHU�B <br /> DECLARATIONS FEDERAL INSURANCE COMPANY <br /> A stock insurance company, incorporated <br /> under the laws of Indiana, herein called the Company <br /> Capital Center, 251 North Illinois, Suite 1100 <br /> Indianapolis, IN 46204-1927 <br /> Policy Number:8173-0102 <br /> THE DIRECTORS AND OFFICERS LIABILITY AND ENTITY LIABILITY, FIDUCIARY LIABILITY AND <br /> EMPLOYMENT PRACTICES LIABILITY COVERAGE SECTIONS(WHICHEVER ARE PURCHASED)PROVIDE <br /> CLAIMS MADE COVERAGE, WHICH APPLIES ONLY TO "CLAIMS" FIRST MADE DURING THE "POLICY <br /> PERIOD", OR DURING AN APPLICABLE EXTENDED REPORTING PERIOD. THE LIMIT OF LIABILITY TO <br /> PAY DAMAGES OR SETTLEMENTS WILL BE REDUCED AND MAY BE EXHAUSTED UNLESS OTHERWISE <br /> PROVIDED HEREIN, BY "DEFENSE COSTS," AND "DEFENSE COSTS" WILL BE APPLIED AGAINST THE <br /> RETENTION. IN NO EVENT WILL THE COMPANY BE LIABLE FOR"DEFENSE COSTS" OR THE AMOUNT <br /> OF ANY JUDGMENT OR SETTLEMENT IN EXCESS OF THE APPLICABLE LIMIT OF LIABILITY. READ THE <br /> ENTIRE POLICY CAREFULLY. <br /> Item 1. Organization: ORANGE COUNTY LITERACY COUNCIL <br /> Principal Address: 200 N Greensboro St. <br /> Suite C-2 <br /> Carrboro, NC 27510 <br /> Rom 2. Policy Period: (A) From: 12:01 A.M. on August 17, 2013 <br /> (B) To: 12:01 A.M. on August 17, 2016 <br /> Local time at the address shown in Item 1. <br /> Item 3. A Combined Maximum Aggregate Limit of Liability is applicable: <br /> ❑ <br /> X Yes ❑ No The Combined Maximum Aggregate Limit of Liability for all Claims under <br /> all Liability Coverage Sections each Policy Year shall be: $1,000,000.00 <br /> Item 4. Coverage is available for the following only: <br /> ❑ Yes ❑ No Directors&Officers Liability and Entity Liability Coverage Section <br /> ❑ <br /> X Yes ❑ No Employment Practices Liability Coverage Section <br /> ❑ Yes © No Fiduciary Liability Coverage Section <br /> ❑ Yes❑X No Crime Non-Liability Coverage Section <br /> ❑ Yes 0 No Kidnap/Ransom and Extortion Non-Liability Coverage Section <br /> 14-02-10190 (Ed. 1112004) Page 1 of 12 <br />