2015-128-E AMS - Tile Restoration, Inc. for flooring restoration at 302 W. Tryon St., Central Rec & Parks Center (per proposal) $6,125

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DocuSign Envelope ID: D0190336-4C5C-477F-8902-D25F819470B6 c. The market value of your damaged vehicle, not W. WAIVER OF TRANSFER OF RIGHTS OF including any furnishings, parts, or equipment not RECOVERY installed by the manufacturer or their dealership. Subparagraph 6.of paragraph A. Loss Conditions of We will not pay for initiation or set up costs associated SECTION IV BUSINESS AUTO CONDITIONS is with a loans or leases, deleted in its entirely and replaced:with the following. For the purposes of this coverage extension a new 5. Transfer of Rights of Recovery Against covered auto is defined as an "auto" of which you are Others to Us the original owner that has not been previously titled If any person or organization to or for whom we which you purchased less than 180 days prior to the make payment under this Coverage Form has date of loss. fights, to recover damages from another, those T. LOSS TO TWO OR MORE COVERED AUTOS rights are transferred to us. That person or FROM ONE ACCIDENT organization must do everything necessary to SECTION III — PHYSICAL DAMAGE COVERAGE, secure our rights and must do nothing after D.Deductible is amended by adding the following: "'accident""or"loss"to impair them. It a Comprehensive, Specified Causes of Loss or However, we waive any right of recovery we Collision Coverage"loss"from one"accident" involves may have against any person, or organization two or more covered "autos , only the highest with whom you have a written contract, deductible applicable to those coverages will be agreement or permit executed prior to the applied to the"accident". "'loss" that requires a waiver of recovery for This provision only applies if you carry payments made for damages arising out of Comprehensive, Collision or Specified Causes of your operations done under contract with such Loss Coverage for those vehicles, and does not person or organization. extend coverage to any covered "autos"for which you X. UNINTENTIONAL FAILURE TO DISCLOSE do not carry such coverage. EXPOSURES U. WAIVER OF DEDUCTIBLE — GLASS REPAIR OR SECTION IV — BUSINESS AUTO CONDITIONS, REPLACEMENT B.2. Concealment, Misrepresentation:, or Fraud SECTION III — PHYSICAL DAMAGE COVERAGE, is amended by adding the following: D.Deductible is amended by adding the following: If you unintentionally fail to disdose any exposures If a Comprehensive Coverage deductible is shown in existing at the inception date of this policy, we will the Declarations, it does not apply to the cost of not deny coverage under this Coverage Part solely repairing or replacing damaged glass. because of such failure to disclose. However, this V. DUTIES IN THE EVENT OF ACCIDENT, CLAIM, provision does not affect our right to collect SUIT,OR LOSS additional premium or exercise our right of cancellation or non-renewal. SECTION IV — BUSINESS AUTO CONDITIONS, A.2. Duties in the Event of Accident,Claim, Suit or Y. MENTAL ANGUISH Loss is amended by adding the following: SECTION V— DEFINITIONS, C. is replaced by the d. Your obligation to notify us promptly of an following: .accident", claim, "suit" or"loss" is satisfied if you "Bodily injury" means bodily injury, sickness or send us the required notice as soon as disease sustained by a person, including mental practicable after your Insurance Administrator or anguish or death resulting from bodily injury,, anyone else designated by you to be responsible sickness or disease. for insurance matters is notified, or in any manner Z. LIBERALIZATION made aware, of an "accident" claim, "Suit" or "loss". If we revise this endorsement to provide greater coverage without additional premium charge, we will automatically provide the additional coverage to all endorsement holders as of the day the revision is effective in your state. 07450(7-14) Includes copyrighted material of ISO Properties,Inc.with its permission. Page 4 of 4