DocuSign Envelope ID: DE1 D8FF0-BDA1-4F5A-AB39-D3DOD4764DE6
<br /> c. The market value of your damaged vehicle, not WV WAIVER OF TRANSFER OF RIGHTS OF
<br /> including any furnishings, parts, or equipment not RECOVERY
<br /> installed by the manufacturer or their dealership. Subparagraph 5.of paragraph A.Loss Conditions of
<br /> We will not pay for initiation or set up costs associated SECTION IV BUSINESS AUTO CONDITIONS is
<br /> with a loans or leases, deleted in its entirety and replaced with the following,
<br /> For the purposes, of this coverage extension a new 5. Transfer of Rights of Recovery Against
<br /> covered auto is defined as an "auto" of which you are Others to Us
<br /> the original owner that has not been previously titled If any person or organization to or for whom we
<br /> which you purchased less than 180 days prior to the make payment under this Coverage Form has
<br /> date of loss, rights to recover damages from another, those
<br /> T. LOSS TO TWO OR MORE COVERED AUTOS rights are transferred to us. That person or
<br /> FROM ONE ACCIDENT organization must do everything necessary to
<br /> SECTION III — PHYSICAL DAMAGE COVERAGE, secure our rights and must do nothing after
<br /> D.Deductible is amended by adding the following, accident"or"loss"to impair them,
<br /> If a Comprehensive, Specified Causes of Loss or However, we waive any right of recovery we
<br /> Collision Coverage"loss"from one"accident" involves may have against any person, or organization
<br /> two or more covered "autos", only the highest with whom you have a written contract,
<br /> deductible applicable to those coverages will be agreement or permit executed prior to the
<br /> applied to the"accident". "loss" that requires a waiver of recovery for
<br /> This provision, only applies if you carry payments made for damages arising out of
<br /> Comprehensive, Collision or Specified Causes of your operations done under contract with such
<br /> Loss Coverage for those vehicles, and does not person or organization,
<br /> extend coverage to any covered"autos"for which you X. UNINTENTIONAL FAILURE TO DISCLOSE
<br /> do not carry such coverage. EXPOSURES
<br /> U. WAIVER OF DEDUCTIBLE — GLASS REPAIR OR SECTION IV — BUSINESS AUTO CONDITIONS,
<br /> REPLACEMENT B.2. Concealment, Misrepresentation, or Fraud
<br /> SECTION III — PHYSICAL DAMAGE COVERAGE, is amended by adding the following:
<br /> D.Deductible is amended by adding the following: If you unintentionally fail to disclose any exposures
<br /> If a Comprehensive Coverage deductible is shown in existing at the inception date of this policy, we will
<br /> the Declarations it does not apply to the cost of not deny coverage under this Coverage Part solely
<br /> repairing or replacing damaged glass, because of such failure to disclose, However, this
<br /> V. DUTIES IN THE EVENT OF ACCIDENT, CLAIM, provision does not affect our right to collect
<br /> SUIT,OR LOSS additional premium or exercise our right of
<br /> SECTION IV — BUSINESS AUTO CONDITIONS, cancellation or non renewal.
<br /> A.2. Duties in the Event of Accident, Claim, Suit or Y. MENTAL ANGUISH
<br /> Loss is amended by adding the following: SECTION V— DEFINITIONS, C. is replaced by the
<br /> d. Your obligation to notify us promptly of an, following,
<br /> accident", claim, "suit" or"loss" is satisfied if you "Bodily injury" means bodily injury, sickness, or
<br /> send us the required notice as soon as disease sustained by a person, including mental
<br /> practicable after your Insurance Administrator or anguish or death resulting from bodily injury,
<br /> anyone else designated by you to be responsible :sickness or disease.
<br /> for insurance matters is notified, or in any manner Z. LIBERALIZATION
<br /> made aware, of an "accident", claim, "suit" or
<br /> "loss'", If we revise this endorsement to provide greater
<br /> coverage without additional premium charge, we
<br /> will automatically provide the additional coverage to
<br /> all endorsement holders as of the day the revision
<br /> is effective in your state,
<br /> CA7450i(7-14) Includes copyrighted material of ISO Properties,Inc.with its permission. Page 4 of 4
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