Orange County NC Website
Y <br /> ORANGE COUNTY <br /> BOARD OF COMMISSIONERS <br /> Action Agenda <br /> Item No V=* <br /> ACTION AGENDA ITEM ABSTRACT <br /> Meeting Date: August 3, 1995 <br /> SUBJECT: North Chatham Fire Insurance Rating District <br /> ----------------------------------------------------------------------- <br /> DEPARTMENT Emergency Management PUBLIC HEARING YES NO x <br /> -------------------------------- ------------------------------- <br /> ATTACHMENT(S) INFORMATION CONTACT <br /> Resolution Fire Marshal, ext 3030 <br /> Map of Insurance Rating District <br /> Extract from Dept of Insurance TELEPHONE NUMBER <br /> Administrative Procedures Code Hillsborough 732-8181 <br /> Chapel Hill 968-4501 <br /> Mebane 227-2031 <br /> Durham 688-7331 <br /> ----------------------------------------------------------------------- <br /> PURPOSE: To consider formally approving the insurance rating district <br /> for fire services provided in Orange County by the North Chatham <br /> Volunteer Fire Department. <br /> BACKGROUND: The North Chatham Fire Department provides fire protection <br /> services, under contract with Orange County, to two fire tax districts <br /> in Orange County - the Damascus and Southern Triangle districts. <br /> Recently, North Chatham underwent review by the Insurance Service <br /> Office that will reduce their insurance rating from 9 to 7 for the <br /> areas they serve in Chatham County. The practical impact for residents <br /> of the fire insurance rating district will be eligibility for a <br /> sizeable reduction in the premiums they pay for fire insurance for <br /> their homes. <br /> In order for residents of the Southern Triangle and Damascus fire <br /> districts in Orange County to realize similar benefits, it is necessary <br /> under Department of Insurance Administrative Procedures Code that the <br /> Orange County Board of Commissioners approve the boundaries of the <br /> insurance district within Orange County (see item 5 of section .0507 of <br /> the attached extract from the code) . An insurance rating district is <br /> that territory that is within 5 road miles of a fire station maintained <br /> by the responding volunteer fire department. <br /> The map referenced in the proposed resolution, prepared on the County's <br /> GIS system, depicts the boundaries of the fire tax districts (solid <br /> red) and the insurance rating districts (dashed green) . In the case of <br /> Southern Triangle and Damascus, the majority of the properties in the <br /> fire tax districts fall within five road miles of one of North <br /> Chatham's fire stations. Those portions of the fire districts that do <br /> not fall within the insurance rating district do, of course, receive <br /> fire protection, from North Chatham Fire Department, but would not <br /> receive the benefit of reduced insurance rates. <br /> The procedure described herein is similar to the process followed by <br /> the Board in establishing .the White Cross insurance rating district at <br /> the February 16, 1988 meeting. <br />