2014-548-E AMS - Tile Restoration, Inc. for floor restoration in Whitted Building B Dental Clinic Restrooms $3,535

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DocuSign Envelope ID: 098EB4F2 -C3F4- 4867- B5FC- 1 14E7E9097CF other valid and collectible insurance available to the additional insured shall be non - contributory with this insurance. If the written contract does not require this coverage to be primary and the additional insured's coverage to be non- contributory, then this insurance will be excess over any other valid and collectible insurance available to the additional insured. 3. AUTOS RENTED BY EMPLOYEES Any "auto" hired or rented by your "employee" on your behalf and at your direction will be con- sidered an "auto" you hire. The OTHER INSURANCE Condition is amended by adding the following: If an "employee's" personal insurance also ap- plies on an excess basis to a covered "auto" hired or rented by your "employee" on your be- half and at your direction, this insurance will be primary to the "employee's" personal insurance. 4. AMENDED FELLOW EMPLOYEE EXCLUSION EXCLUSION 5. - FELLOW EMPLOYEE of SECTION 11 - LIABILITY COVERAGE does not apply if you have workers' compensation insur- ance in force covering all of your "employees ". Coverage is excess over any other collectible in- surance. 5. HIRED AUTO PHYSICAL DAMAGE COVERAGE If hired "autos" are covered "autos" for Liability Coverage and if Comprehensive, Specified Causes of Loss, or Collision coverages are pro- vided under this Coverage Form for any "auto" you own, then the Physical Damage Coverages provided are extended to "autos" you hire or borrow, subject to the following limit. The most we will pay for "loss" to any hired "auto" is: (1) $50,000; (2) The actual cash value of the damaged or stolen property at the time of the "loss "; or (3) The cost of repairing or replacing the damaged or stolen property, whichever is smallest, minus a deductible. The deductible will be equal to the largest deductible applicable to any owned "auto" for that cover- age. No deductible applies to "loss" caused by fire or lightning. Hired Auto Physical Damage coverage is excess over any other collectible in- surance. Subject to the above limit, deductible and excess provisions, we will provide coverage equal to the broadest coverage applicable to any covered "auto" you own. We will also cover loss of use of the hired "auto" if it results from an "accident ", you are legally li- able and the lessor incurs an actual financial loss, subject to a maximum of $1,000 per "acci- dent". This extension of coverage does not apply to any "auto" you hire or borrow from any of your "employees ", partners (if you are a partnership), members (if you are a limited liability company), or members of their households. 6. PHYSICAL DAMAGE — ADDITIONAL TEMPORARY TRANSPORTATION EXPENSE COVERAGE Paragraph AA.a. of SECTION III — PHYSICAL DAMAGE COVERAGE is amended to provide a limit of $75 per day and a maximum limit of $2,250. 7. EXTRA EXPENSE —BROADENED COVERAGE Under paragraph A. of SECTION III — PHYSICAL DAMAGE COVERAGE, the following Coverage is added: We will pay for the expense of returning a stolen covered "auto" to you subject to Paragraph C. Limit of Insurance 8. LEASE GAP COVERAGE Under SECTION III - PHYSICAL DAMAGE COVERAGE, if a long -term leased "auto" is a covered "auto" and the lessor is named as an Additional Insured - Lessor, we will pay in the event of a total "loss" your additional legal obli- gation to the lessor for any difference between the actual cash value of the "auto" at the time of the "loss" and the "outstanding balance" of the lease. "Outstanding balance" means the amount you owe on the lease at the time of "loss" less any amounts representing taxes; overdue payments; penalties, interest or charges resulting from overdue payments; additional mileage charges; excess wear and tear charges; lease termination fees. 9. AIRBAG COVERAGE Under Paragraph B. EXCLUSIONS of SECTION 111 - PHYSICAL DAMAGE COVERAGE, the fol- lowing is added: The exclusion relating to mechanical breakdown does not apply to the accidental discharge of an air bag. 64 8722 1012 Includes Copyrighted materials by © ISO Properties, Inc. Page 2 of 3 INSURED COPY