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09/29/2014 09:53 FAX 9196444701 DRUG TREATMENT COURTS 004/008 <br /> .41 <br /> HISCOX <br /> Reinventing Small Business Insurance'" _ — <br /> Professional Liability Insurance <br /> Health, Beauty and Wellbeing Professionals <br /> We want you to understand how Professional Liability insurance helps protect your business.This summary <br /> explains what is and isn't covered. <br /> If you have any questions about your coverage, please contact one of our advisors at 888-2023007 <br /> (Mon-Fri, 8am-10pm EST)or via email at contact @hiscox.com. <br /> policy This <br /> Bodily Injury <br /> To the extent you are legally liable, we cover damages or claims expenses If you Injure a third-party. <br /> Negligence <br /> We cover any alleged mistakes In your provision of professional services.This Includes failing in your'duty of <br /> care,'giving incorrect advice, an omission(leaving something out),or failing to deliver your services. <br /> Defense costs <br /> It you're sued, even If you haven't made a mistake,we will appoint an attorney to defend you, even If the lawsuit <br /> is groundless. <br /> Services performed In the past <br /> We cover the services you have performed going back to an agreed-upon date,even if that date is before you <br /> were-Insured with Hiscox—for any unknown claims that may be made against you and reported to us during the <br /> policy period.This date,the retroactive date,is printed on the declarations page of your policy. <br /> Employees,temporary staff,and independent contractors <br /> We cover claims arising from services performed by your employees,temporary staff,or independent contractors <br /> if those services were performed on behalf of your business, <br /> Volunteers and student Interns <br /> We cover claims arlsing from services performed by your volunteers or student Interns If those services were <br /> performed under your direction and supervision. <br /> Personal injury <br /> We cover claims of libel and slander as part of your professional services, <br /> Supplemental payments <br /> We'wlll pay for expenses you reasonably incur as a result of attending arbitration proceedings or trials in the <br /> defense,of a covered claim.We will pay up to$5,000. <br /> Adminldtrative and discipllnnry proceedings <br /> We will pay up to 55,000 to defend you in an administrative hearing or disciplinary proceeding brought by an <br /> administrative agency,licensing board or regulatory authority as a result of your professional services, <br /> HIPAA violations <br /> We will pay for claims due to your failure or alleged failure to protect any non-public,personally identifiable <br /> Information In your care arising out of a violatlon of the Health Insurance Portability and Accountability Act <br /> (HIPAA)as a result of your professional services.Ws will pay up to$25,000. <br /> Sexual riiisconduct and abuse claims <br /> We will pay up to$200,000 for claims of sexual misconduct and abuse a$a result of your professional services, <br />