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22 <br />C. Comprehensive General Liability Insurance with limits of at least one <br />million dollars ($1,000,000) per occurrence and two million dollars <br />($2,000,000) aggregate. The aggregate shall apply per named insured <br />and per insured location. The policy shall include the following coverage: <br />Volunteers or employees as insureds, Medical Malpractice, Good <br />Samaritan Liability Coverage, Intentional Acts Coverage for both bodily <br />injury and or property damage, Fellow Member Liability, Non -owned <br />Watercraft, Fire Damage Legal Liability with limits of one million dollars <br />($1,000,000), Pollution Liability arising out of emergency operations, <br />training activities or equipment wash downs. <br />D. Directors and Officers Liability Insurance with limits of at least one million <br />dollars ($1,000,000) per occurrence with two million dollars ($2,000,000) <br />aggregate. This policy shall include coverage for prior acts. The insureds <br />shall include current volunteers and employees, former volunteers and <br />employees, and any persons or organizations providing service to the <br />Department under a mutual aid or similar agreement. Coverage shall <br />include civil rights type suits such as discrimination and sexual <br />harassment; liability arising out of the administration of benefit plans for <br />employees or volunteers and employment related practice suites. <br />Coverage shall include claims made for future compensation and benefits <br />lost from wrongful termination of an employee. <br />E. Umbrella Liability Insurance with limits of at least one million dollars <br />($1,000,000) per occurrence and one million dollars ($1,000,000) <br />aggregate. The umbrella policy shall provide excess coverage over the <br />Auto Liability Policy, General Liability Policy, and the Employer's Liability <br />Section of the Workers' Compensation Policy. Volunteers and employees <br />shall be included as insureds. <br />F. The Department shall maintain Property Insurance protecting against the <br />risk of direct physical loss or damage. The policy covering the building <br />shall be written on a Guaranteed Replacement Cost Basis, with coverage <br />included for Building Ordinance, Flood, and Earthquake. Coverage shall <br />include Commandeered Property in the amount of two - hundred fifty <br />thousand dollars ($250,000). Contents coverage shall be provided on a <br />replacement cost basis. Coinsurance penalties shall not apply. <br />G. Portable Equipment Coverage shall be provided protecting against the risk <br />of direct physical loss or damage, including electrical surges. Coverage <br />shall be provided on a Guaranteed Replacement Cost Basis. <br />H. The Automobile Liability Policy, General Liability Policy, Umbrella Liability <br />Policy and Management Liability Policy shall name the County as an <br />additional insured. The Department shall furnish the County with <br />Certificates of Insurance showing the type of policy, limits of liability, name <br />of insurance companies, policy numbers, effective dates and expiration <br />dates of policies. <br />31 <br />