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d Any additional insured under any policy of (b) Claim or suit by or on behalf of a gov-
<br /> "controlling underlying insurance" will auto- ernmental authority for damages be-
<br /> matically be an additional insured under this cause of testing for, monitoring, cleaning
<br /> insurance If coverage provided to the addi- up, removing, containing, treating, de-
<br /> tional insured is required by a contract or toxifying or neutralizing, or in any way
<br /> agreement, the most we will pay on behalf of responding to, or assessing the effects
<br /> the additional insured is the amount of insur- of, pollutants
<br /> ance required by the contract, less any This exclusion does not apply to the extent that
<br /> amounts payable by any"controlling underlying valid "controlling underlying insurance" for the
<br /> insurance' pollution liability risks described above exists or
<br /> Additional insured coverage provided by this would have existed but for the exhaustion of
<br /> insurance will not be broader than coverage underlying limas for"injury or damage"
<br /> provided by the "controlling underlying insur- d Workers'Compensation And Similar Laws
<br /> ance"
<br /> 2. Exclusions Any obligation of the insured under a workers'
<br /> compensation, disability benefits or unem-
<br /> The following exclusions, and any other exclusions ployment compensation law or any similar law
<br /> added by endorsement, apply to this Coverage SECTION II—LIMITS OF INSURANCE
<br /> Part In addition, the exclusions applicable to any
<br /> "controlling underlying insurance" apply to this in- 1. The Limits of Insurance shown in the Declarations,
<br /> surance unless superseded by the following ex- and the rules below fix the most we will pay re-
<br /> clusions, or superseded by any other exclusions gardless of the number of
<br /> added by endorsement to this Coverage Part a. Insureds,
<br /> Insurance provided under this Coverage Part does b Claims made or suits brought, or number of
<br /> not apply to vehicles involved,
<br /> a Medical Payments c Persons or organizations making claims or
<br /> Medical payments coverage or expenses that bringing suits, or
<br /> are provided without regard to fault, whether or d Limits available under any "controlling underly-
<br /> not provided by the applicable "controlling un- ing insurance"
<br /> dedyfng insurance". 2 The Limits of Insurance of this Coverage Part will
<br /> b Auto apply as follows
<br /> Any loss, cost or expense payable under or re- a. This insurance only applies in excess of the
<br /> sulting from any of the following auto cover- "retained limit"
<br /> ages b The Aggregate Limit is the most we will pay for
<br /> (1) First-party physical damage coverage, the sum of all "ultimate net loss", for all "injury
<br /> (2) No-fault coverage, or damage"covered under this Coverage Part
<br /> (3) Personal injury protection or auto medical However, this Aggregate Limit only applies to
<br /> payments coverage; or "injury or damage" that is subject to an aggre-
<br /> gate limit of insurance under the "controlling
<br /> ( ) underlying insurance
<br /> age
<br /> c Pollution c Subject to Paragraph 2.b. above, the Each
<br /> Occurrence Limit is the most we will pay for the
<br /> (1) "Injury or damage" which would not have sum of all "ultimate net loss" under this insur-
<br /> occurred, in whole or in part, but for the ac- ance because of all "injury or damage" arising
<br /> tual, alleged or threatened discharge, dis- out of any one"event"
<br /> persal, seepage, migration, release or es- d. if the Limits of Insurance of the "controlling
<br /> cape of pollutants at any time underlying insurance" are reduced by defense
<br /> (2) Any loss, cost or expense arising out of expenses by the terms of that policy, any pay-
<br /> any ments for defense expenses we make will re-
<br /> (a) Request, demand, order or statutory or duce our applicable Limits of Insurance in the
<br /> regulatory requirement that any insured same manner
<br /> or others test for, monitor, clean up, re-
<br /> move, contain, treat, detoxify or neutral-
<br /> ize, or in any way respond to, or assess
<br /> the effects of, pollutants,or
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