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11 <br />OTHER INSURANCE BENEFITS <br />The County continues to provide term life insurance for all permanent employees at no cost to <br />the individual employee. MetLife has provided this coverage with no premium increase since <br />2007. The monthly rate of $.225 per $1,000 of coverage (up to $50,000) was renewed until <br />December 31, 2015. Employees may purchase group discounted term life insurance for <br />themselves, spouse /domestic partner and /or children. <br />Employees may elect additional income protection paid through payroll deductions. Employees <br />benefit from group purchasing if they wish to purchase whole life insurance, Accident Insurance, <br />Critical Illness (including cancer), and /or Short Term Disability. In 2011, the County changed its <br />provider from Colonial Insurance for all products to Mark III recommended providers. <br />Participants in each of the supplemental benefits are shown below. <br />Number of Supplemental Benefits Policies <br />Product <br />Current <br />2009 <br />2010 <br />2011 <br />2012 <br />2013 <br />2014 <br />Carrier <br />Short Term <br />AUL (American <br />Disability <br />United Life) <br />62 <br />91 <br />136 <br />199 <br />214 <br />226 <br />Critical <br />Aflac (formerly <br />Illness /Cancer <br />Continental <br />Insurance <br />American) <br />17 <br />21 <br />92 <br />150 <br />162 <br />182 <br />Life Insurance <br />(Whole Life) <br />Boston Mutual <br />4 <br />2 <br />53 <br />95 <br />101 <br />101 <br />Aflac (formerly <br />Continental <br />Accident Insurance <br />American) <br />9 <br />16 <br />45 <br />142 <br />181 <br />196 <br />Total Policies <br />110 <br />141 <br />326 <br />586 <br />658 <br />705 <br />A change to Short Term Disability plan in 2013 allowed employees enrolling for the first time to <br />have a benefit of $1,000 /month (increased from $500) of coverage without an extensive review <br />process. <br />There are no changes to these benefits effective January 1, 2015. <br />A -10 <br />